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Relocation planner · 387 metros · official data only

What will life cost there — after taxes?

MoveMath builds your household’s full budget — 2026 taxes, rent for the bedrooms you need, childcare for your kids’ ages, food, energy and fuel — in any two US metros, then tells you the salary you need to move.

ALASKAHAWAIINew York, NY-NJ: price level 112.6 (US = 100)Los Angeles, CA: price level 113.6 (US = 100)Chicago, IL-IN: price level 103.6 (US = 100)Dallas, TX: price level 103.1 (US = 100)Houston, TX: price level 98.6 (US = 100)Atlanta, GA: price level 100.1 (US = 100)Washington, DC-VA-MD-WV: price level 108.9 (US = 100)Miami, FL: price level 114.2 (US = 100)Philadelphia, PA-NJ-DE-MD: price level 102.6 (US = 100)Phoenix, AZ: price level 103.3 (US = 100)Boston, MA-NH: price level 108.3 (US = 100)Riverside, CA: price level 106.4 (US = 100)San Francisco, CA: price level 115.6 (US = 100)Detroit, MI: price level 100.3 (US = 100)Seattle, WA: price level 111.1 (US = 100)Minneapolis, MN-WI: price level 104.8 (US = 100)Tampa, FL: price level 100.9 (US = 100)San Diego, CA: price level 111.9 (US = 100)Denver, CO: price level 105.8 (US = 100)Orlando, FL: price level 101.4 (US = 100)Charlotte, NC-SC: price level 97.3 (US = 100)Baltimore, MD: price level 104.5 (US = 100)St. Louis, MO-IL: price level 95.1 (US = 100)San Antonio, TX: price level 94.7 (US = 100)Austin, TX: price level 98.1 (US = 100)Portland, OR-WA: price level 105.4 (US = 100)Sacramento, CA: price level 106.7 (US = 100)Pittsburgh, PA: price level 94.7 (US = 100)Las Vegas, NV: price level 100.2 (US = 100)Cincinnati, OH-KY-IN: price level 95.4 (US = 100)Kansas City, MO-KS: price level 92.5 (US = 100)Columbus, OH: price level 95.5 (US = 100)Indianapolis, IN: price level 95.7 (US = 100)Nashville, TN: price level 96.3 (US = 100)Cleveland, OH: price level 93.9 (US = 100)San Jose, CA: price level 110.4 (US = 100)Virginia Beach, VA-NC: price level 97.9 (US = 100)Jacksonville, FL: price level 99.5 (US = 100)Providence, RI-MA: price level 101.8 (US = 100)Raleigh, NC: price level 98.2 (US = 100)Milwaukee, WI: price level 96.9 (US = 100)Oklahoma City, OK: price level 90.4 (US = 100)Louisville, KY-IN: price level 93.1 (US = 100)Richmond, VA: price level 97.9 (US = 100)Memphis, TN-MS-AR: price level 92.2 (US = 100)Salt Lake City, UT: price level 100.9 (US = 100)Fresno, CA: price level 102.2 (US = 100)Birmingham, AL: price level 91.6 (US = 100)Grand Rapids, MI: price level 95.5 (US = 100)Hartford, CT: price level 102.7 (US = 100)Buffalo, NY: price level 95.8 (US = 100)Tucson, AZ: price level 96.9 (US = 100)Tulsa, OK: price level 89.2 (US = 100)Rochester, NY: price level 97.0 (US = 100)Greenville, SC: price level 93.3 (US = 100)Omaha, NE-IA: price level 91.9 (US = 100)Urban Honolulu, HI: price level 111.0 (US = 100)Bridgeport, CT: price level 106.9 (US = 100)New Orleans, LA: price level 92.6 (US = 100)Knoxville, TN: price level 92.6 (US = 100)North Port, FL: price level 102.4 (US = 100)Bakersfield, CA: price level 100.9 (US = 100)Albuquerque, NM: price level 95.5 (US = 100)McAllen, TX: price level 85.9 (US = 100)Albany, NY: price level 99.6 (US = 100)Charleston, SC: price level 101.0 (US = 100)Baton Rouge, LA: price level 90.8 (US = 100)Worcester, MA: price level 102.5 (US = 100)Allentown, PA-NJ: price level 100.0 (US = 100)El Paso, TX: price level 89.9 (US = 100)Columbia, SC: price level 93.7 (US = 100)Cape Coral, FL: price level 102.3 (US = 100)Lakeland, FL: price level 97.1 (US = 100)Boise City, ID: price level 98.4 (US = 100)Oxnard, CA: price level 110.5 (US = 100)Dayton, OH: price level 92.7 (US = 100)Stockton, CA: price level 105.1 (US = 100)Greensboro, NC: price level 92.9 (US = 100)Colorado Springs, CO: price level 100.7 (US = 100)Little Rock, AR: price level 89.4 (US = 100)Provo, UT: price level 98.2 (US = 100)Des Moines, IA: price level 91.7 (US = 100)Deltona, FL: price level 99.4 (US = 100)Kiryas Joel, NY: price level 109.4 (US = 100)Winston, NC: price level 92.0 (US = 100)Madison, WI: price level 97.3 (US = 100)Akron, OH: price level 93.4 (US = 100)Ogden, UT: price level 100.3 (US = 100)Palm Bay, FL: price level 100.0 (US = 100)Wichita, KS: price level 88.9 (US = 100)Syracuse, NY: price level 95.7 (US = 100)Augusta, GA-SC: price level 91.9 (US = 100)Durham, NC: price level 97.6 (US = 100)Fayetteville, AR: price level 91.4 (US = 100)Harrisburg, PA: price level 98.7 (US = 100)Jackson, MS: price level 89.0 (US = 100)Spokane, WA: price level 100.3 (US = 100)Toledo, OH: price level 91.5 (US = 100)Chattanooga, TN-GA: price level 91.5 (US = 100)New Haven, CT: price level 104.6 (US = 100)Reno, NV: price level 101.0 (US = 100)Portland, ME: price level 101.9 (US = 100)Scranton, PA: price level 93.6 (US = 100)Port St. Lucie, FL: price level 100.2 (US = 100)Lancaster, PA: price level 98.3 (US = 100)Modesto, CA: price level 104.1 (US = 100)Huntsville, AL: price level 93.1 (US = 100)Pensacola, FL: price level 97.7 (US = 100)Lexington, KY: price level 92.9 (US = 100)Killeen, TX: price level 91.1 (US = 100)Springfield, MO: price level 88.6 (US = 100)Wilmington, NC: price level 96.4 (US = 100)Santa Rosa, CA: price level 107.8 (US = 100)Visalia, CA: price level 99.8 (US = 100)Lansing, MI: price level 95.0 (US = 100)York, PA: price level 96.0 (US = 100)Fort Wayne, IN: price level 92.6 (US = 100)Springfield, MA: price level 96.1 (US = 100)Waterbury, CT: price level 99.8 (US = 100)Vallejo, CA: price level 108.5 (US = 100)Corpus Christi, TX: price level 92.7 (US = 100)Salem, OR: price level 103.6 (US = 100)Ocala, FL: price level 95.2 (US = 100)Santa Maria, CA: price level 108.8 (US = 100)Reading, PA: price level 97.1 (US = 100)Savannah, GA: price level 95.2 (US = 100)Brownsville, TX: price level 86.0 (US = 100)Salinas, CA: price level 109.0 (US = 100)Manchester, NH: price level 105.7 (US = 100)Gulfport, MS: price level 90.0 (US = 100)Myrtle Beach, SC: price level 93.6 (US = 100)Lafayette, LA: price level 87.2 (US = 100)Youngstown, OH: price level 87.4 (US = 100)Asheville, NC: price level 96.5 (US = 100)Naples, FL: price level 103.2 (US = 100)Mobile, AL: price level 88.1 (US = 100)Spartanburg, SC: price level 91.1 (US = 100)Anchorage, AK: price level 105.4 (US = 100)Flint, MI: price level 93.0 (US = 100)Canton, OH: price level 89.4 (US = 100)Beaumont, TX: price level 90.0 (US = 100)Trenton, NJ: price level 103.2 (US = 100)Tallahassee, FL: price level 93.9 (US = 100)Fayetteville, NC: price level 92.0 (US = 100)Montgomery, AL: price level 89.7 (US = 100)Shreveport, LA: price level 84.8 (US = 100)Eugene, OR: price level 101.6 (US = 100)Davenport, IA-IL: price level 89.1 (US = 100)Greeley, CO: price level 100.2 (US = 100)Fort Collins, CO: price level 101.1 (US = 100)Hickory, NC: price level 88.5 (US = 100)Atlantic City, NJ: price level 98.9 (US = 100)Ann Arbor, MI: price level 100.9 (US = 100)Lubbock, TX: price level 91.3 (US = 100)Huntington, WV-KY-OH: price level 88.4 (US = 100)Peoria, IL: price level 91.2 (US = 100)Gainesville, FL: price level 96.7 (US = 100)Lincoln, NE: price level 91.6 (US = 100)Clarksville, TN-KY: price level 90.9 (US = 100)Rockford, IL: price level 92.2 (US = 100)Green Bay, WI: price level 93.1 (US = 100)Boulder, CO: price level 105.2 (US = 100)Columbus, GA-AL: price level 89.3 (US = 100)South Bend, IN-MI: price level 92.9 (US = 100)Kennewick, WA: price level 100.1 (US = 100)Roanoke, VA: price level 93.6 (US = 100)Hagerstown, MD-WV: price level 94.2 (US = 100)Crestview, FL: price level 97.0 (US = 100)Kingsport, TN-VA: price level 86.4 (US = 100)Sioux Falls, SD-MN: price level 90.6 (US = 100)Waco, TX: price level 92.5 (US = 100)Olympia, WA: price level 103.7 (US = 100)Longview, TX: price level 89.5 (US = 100)Merced, CA: price level 98.3 (US = 100)College Station, TX: price level 91.0 (US = 100)Utica, NY: price level 92.7 (US = 100)Norwich, CT: price level 100.4 (US = 100)Bremerton, WA: price level 105.6 (US = 100)San Luis Obispo, CA: price level 108.6 (US = 100)Tuscaloosa, AL: price level 87.7 (US = 100)Laredo, TX: price level 87.0 (US = 100)Duluth, MN-WI: price level 88.8 (US = 100)Cedar Rapids, IA: price level 89.0 (US = 100)Slidell, LA: price level 92.7 (US = 100)Amarillo, TX: price level 91.8 (US = 100)Evansville, IN: price level 91.5 (US = 100)Fargo, ND-MN: price level 90.9 (US = 100)Lynchburg, VA: price level 89.4 (US = 100)Daphne, AL: price level 94.7 (US = 100)Bend, OR: price level 103.6 (US = 100)Erie, PA: price level 91.0 (US = 100)Kalamazoo, MI: price level 94.8 (US = 100)Yakima, WA: price level 95.5 (US = 100)Santa Cruz, CA: price level 109.9 (US = 100)Prescott Valley, AZ: price level 98.3 (US = 100)Tyler, TX: price level 92.2 (US = 100)Appleton, WI: price level 92.4 (US = 100)Lake Charles, LA: price level 85.9 (US = 100)Binghamton, NY: price level 92.9 (US = 100)Hilton Head Island, SC: price level 98.0 (US = 100)Champaign, IL: price level 92.7 (US = 100)Macon, GA: price level 88.5 (US = 100)Bellingham, WA: price level 103.3 (US = 100)Fort Smith, AR-OK: price level 85.9 (US = 100)Barnstable Town, MA: price level 98.4 (US = 100)Topeka, KS: price level 88.8 (US = 100)Rochester, MN: price level 90.8 (US = 100)Panama City, FL: price level 97.3 (US = 100)Las Cruces, NM: price level 90.2 (US = 100)Charlottesville, VA: price level 99.1 (US = 100)Lafayette, IN: price level 93.4 (US = 100)Lake Havasu City, AZ: price level 94.1 (US = 100)Burlington, VT: price level 100.9 (US = 100)Gainesville, GA: price level 96.8 (US = 100)Yuma, AZ: price level 92.7 (US = 100)Athens, GA: price level 93.3 (US = 100)Monroe, LA: price level 83.6 (US = 100)Medford, OR: price level 101.4 (US = 100)Columbia, MO: price level 89.4 (US = 100)Punta Gorda, FL: price level 100.5 (US = 100)Jacksonville, NC: price level 92.1 (US = 100)Johnson City, TN: price level 87.9 (US = 100)St. George, UT: price level 97.3 (US = 100)Lexington Park, MD: price level 100.8 (US = 100)Chico, CA: price level 101.2 (US = 100)Joplin, MO-KS: price level 85.7 (US = 100)Elkhart, IN: price level 90.3 (US = 100)Warner Robins, GA: price level 93.8 (US = 100)Auburn, AL: price level 87.9 (US = 100)Springfield, IL: price level 92.7 (US = 100)St. Cloud, MN: price level 87.6 (US = 100)Florence, SC: price level 86.8 (US = 100)Charleston, WV: price level 88.7 (US = 100)Houma, LA: price level 85.1 (US = 100)Racine, WI: price level 96.0 (US = 100)Bowling Green, KY: price level 90.2 (US = 100)Dover, DE: price level 97.5 (US = 100)Billings, MT: price level 93.5 (US = 100)Midland, TX: price level 95.8 (US = 100)Coeur d'Alene, ID: price level 98.3 (US = 100)Saginaw, MI: price level 90.9 (US = 100)Yuba City, CA: price level 104.2 (US = 100)Burlington, NC: price level 93.2 (US = 100)Abilene, TX: price level 90.4 (US = 100)Jackson, TN: price level 85.5 (US = 100)Kingston, NY: price level 100.7 (US = 100)Greenville, NC: price level 88.4 (US = 100)Iowa City, IA: price level 91.5 (US = 100)Redding, CA: price level 100.7 (US = 100)Blacksburg, VA: price level 92.7 (US = 100)El Centro, CA: price level 95.2 (US = 100)Muskegon, MI: price level 92.5 (US = 100)Eau Claire, WI: price level 92.8 (US = 100)Oshkosh, WI: price level 92.9 (US = 100)Idaho Falls, ID: price level 94.4 (US = 100)Odessa, TX: price level 93.9 (US = 100)Sebastian, FL: price level 98.3 (US = 100)Homosassa Springs, FL: price level 93.5 (US = 100)Bloomington, IL: price level 93.5 (US = 100)La Crosse, WI-MN: price level 91.8 (US = 100)Pueblo, CO: price level 91.8 (US = 100)Terre Haute, IN: price level 87.8 (US = 100)Waterloo, IA: price level 87.1 (US = 100)Kenosha, WI: price level 101.1 (US = 100)Janesville, WI: price level 93.7 (US = 100)Bloomington, IN: price level 95.1 (US = 100)Amherst Town, MA: price level 100.2 (US = 100)Grand Junction, CO: price level 95.5 (US = 100)Logan, UT-ID: price level 95.9 (US = 100)Kahului, HI: price level 109.4 (US = 100)Chambersburg, PA: price level 94.6 (US = 100)Decatur, AL: price level 87.2 (US = 100)Jackson, MI: price level 91.8 (US = 100)Hattiesburg, MS: price level 87.6 (US = 100)Bangor, ME: price level 96.5 (US = 100)Wildwood, FL: price level 85.4 (US = 100)State College, PA: price level 96.8 (US = 100)Vineland, NJ: price level 96.0 (US = 100)Traverse City, MI: price level 93.4 (US = 100)Rapid City, SD: price level 89.2 (US = 100)Santa Fe, NM: price level 98.8 (US = 100)Florence, AL: price level 84.8 (US = 100)Dothan, AL: price level 83.8 (US = 100)Monroe, MI: price level 93.5 (US = 100)Hanford, CA: price level 101.6 (US = 100)Sherman, TX: price level 93.8 (US = 100)Valdosta, GA: price level 88.3 (US = 100)Jefferson City, MO: price level 88.0 (US = 100)Niles, MI: price level 92.4 (US = 100)Winchester, VA-WV: price level 96.5 (US = 100)Wichita Falls, TX: price level 89.5 (US = 100)Rocky Mount, NC: price level 88.0 (US = 100)Alexandria, LA: price level 85.7 (US = 100)Dalton, GA: price level 89.8 (US = 100)Texarkana, TX-AR: price level 84.0 (US = 100)Lebanon, PA: price level 93.2 (US = 100)Sioux City, IA-NE-SD: price level 86.5 (US = 100)Albany, GA: price level 87.7 (US = 100)Flagstaff, AZ: price level 100.3 (US = 100)Morgantown, WV: price level 93.3 (US = 100)Hammond, LA: price level 84.5 (US = 100)Harrisonburg, VA: price level 94.9 (US = 100)Bismarck, ND: price level 91.0 (US = 100)Jonesboro, AR: price level 85.9 (US = 100)Wausau, WI: price level 92.7 (US = 100)Manhattan, KS: price level 90.2 (US = 100)Springfield, OH: price level 90.5 (US = 100)Wheeling, WV-OH: price level 88.3 (US = 100)Cleveland, TN: price level 88.1 (US = 100)Battle Creek, MI: price level 90.5 (US = 100)Mount Vernon, WA: price level 102.4 (US = 100)Napa, CA: price level 112.6 (US = 100)Albany, OR: price level 102.1 (US = 100)Salisbury, MD: price level 95.6 (US = 100)Staunton, VA: price level 91.1 (US = 100)Johnstown, PA: price level 85.9 (US = 100)Morristown, TN: price level 86.4 (US = 100)Bozeman, MT: price level 102.5 (US = 100)Missoula, MT: price level 96.4 (US = 100)Elizabethtown, KY: price level 90.6 (US = 100)Wenatchee, WA: price level 103.9 (US = 100)Pittsfield, MA: price level 95.1 (US = 100)Ames, IA: price level 88.8 (US = 100)Lawton, OK: price level 85.9 (US = 100)Sierra Vista, AZ: price level 89.2 (US = 100)Mansfield, OH: price level 88.9 (US = 100)Glens Falls, NY: price level 94.9 (US = 100)Twin Falls, ID: price level 92.1 (US = 100)Goldsboro, NC: price level 88.5 (US = 100)San Angelo, TX: price level 92.5 (US = 100)Lawrence, KS: price level 90.2 (US = 100)Farmington, NM: price level 87.7 (US = 100)Altoona, PA: price level 89.5 (US = 100)St. Joseph, MO-KS: price level 86.4 (US = 100)Brunswick, GA: price level 87.7 (US = 100)Sheboygan, WI: price level 94.0 (US = 100)Lewiston, ME: price level 94.7 (US = 100)Anniston, AL: price level 85.9 (US = 100)Longview, WA: price level 97.5 (US = 100)Owensboro, KY: price level 88.6 (US = 100)Muncie, IN: price level 88.1 (US = 100)Sandusky, OH: price level 89.3 (US = 100)Williamsport, PA: price level 92.3 (US = 100)Weirton, WV-OH: price level 89.0 (US = 100)Watertown, NY: price level 87.7 (US = 100)Michigan City, IN: price level 91.7 (US = 100)Sebring, FL: price level 92.5 (US = 100)Pinehurst, NC: price level 88.3 (US = 100)Beckley, WV: price level 88.4 (US = 100)Gettysburg, PA: price level 95.4 (US = 100)Kankakee, IL: price level 96.4 (US = 100)Sumter, SC: price level 88.0 (US = 100)Grand Forks, ND-MN: price level 86.7 (US = 100)Mankato, MN: price level 91.0 (US = 100)Fond du Lac, WI: price level 91.6 (US = 100)Ithaca, NY: price level 103.3 (US = 100)Gadsden, AL: price level 85.7 (US = 100)Cheyenne, WY: price level 96.5 (US = 100)Paducah, KY-IL: price level 86.1 (US = 100)Bay City, MI: price level 91.9 (US = 100)Rome, GA: price level 90.2 (US = 100)Lima, OH: price level 89.7 (US = 100)Victoria, TX: price level 89.8 (US = 100)Hot Springs, AR: price level 85.7 (US = 100)Dubuque, IA: price level 87.3 (US = 100)Decatur, IL: price level 88.4 (US = 100)Cape Girardeau, MO-IL: price level 86.1 (US = 100)Corvallis, OR: price level 104.0 (US = 100)Helena, MT: price level 95.7 (US = 100)Fairbanks, AK: price level 103.2 (US = 100)Hinesville, GA: price level 93.9 (US = 100)Pocatello, ID: price level 88.9 (US = 100)Grants Pass, OR: price level 97.8 (US = 100)Parkersburg, WV: price level 87.1 (US = 100)Columbus, IN: price level 93.0 (US = 100)Great Falls, MT: price level 96.8 (US = 100)Kokomo, IN: price level 89.6 (US = 100)Midland, MI: price level 91.9 (US = 100)Casper, WY: price level 93.8 (US = 100)Elmira, NY: price level 94.4 (US = 100)Grand Island, NE: price level 86.7 (US = 100)Minot, ND: price level 87.0 (US = 100)Lewiston, ID-WA: price level 91.2 (US = 100)Walla Walla, WA: price level 98.5 (US = 100)Enid, OK: price level 84.3 (US = 100)Eagle Pass, TX: price level 83.8 (US = 100)Carson City, NV: price level 98.1 (US = 100)
Price level vs US (BEA RPP 2024):80100120+· dot size = population
Not an index

Price indexes ignore taxes and your household. We price your rent, childcare and taxes — single renter or family of five.

Every number sourced

Each line in every budget shows its official source and vintage. No crowdsourced prices, no black-box scores.

Salary needed, solved

We run the full 2026 federal, state and local tax rules to find the salary that keeps your monthly leftover the same.

Tools

Cost of living

Cost of Living Comparison & Salary Needed

Your household’s after-tax budget in two metros, line by line — and the salary you need in the new one.

Budgeting & salary

Relocation Budget Planner

A full monthly budget for one metro: taxes, rent or mortgage, childcare, food, energy, fuel and sales tax.

Moving & relocation

Where Can I Afford to Live?

Every metro ranked by what your household keeps each month after taxes and costs.

Rent & housing

Rent Affordability by Metro

Your income’s 30% rent line against HUD Fair Market Rents for every bedroom size.

Rent & housing

True Cost of Owning a Home

Mortgage plus the county’s effective property-tax rate and your insurance, by county.

Childcare costs

Childcare Cost by County

Center- and home-based childcare prices for each age band, from the Labor Department’s county data.

Taxes by state

Take-Home Pay by Metro

2026 federal, state, payroll and mandatory local taxes for your household in any metro.

The most common moves

All 398 moves →
MovePeople / yearSalary needed for $70k single
Los Angeles, CA → Riverside, CA84,332$56,860
Riverside, CA → Los Angeles, CA39,795$85,085
New York, NY-NJ → Philadelphia, PA-NJ-DE-MD35,254$46,875
Washington, DC-VA-MD-WV → Baltimore, MD32,189$61,960
San Jose, CA → San Francisco, CA30,099$75,640
Baltimore, MD → Washington, DC-VA-MD-WV28,038$78,684
New York, NY-NJ → Miami, FL22,411$52,465
San Diego, CA → Riverside, CA21,467$58,136

Flows: Census ACS metro-to-metro migration (ACS 5-year 2016-2020). Salary needed keeps the same monthly leftover after 2026 taxes and modeled costs for a single renter.

Built on official data

BEA
Regional Price Parities
2024
HUD
Fair Market Rents
FY2027
Census
ACS rents, home values, taxes, income
2020-2024
DOL
County childcare prices
2022
USDA
Official food plans
August 2026
EIA
Electricity, gas, gasoline
2025
IRS + states
2026 income & payroll taxes
2026
States
Sales tax rates
2026

Read how every number is calculated · Browse all metros · Compare states

Latest guides

Rent & housing

Rent vs. Buy After a Move: What the Numbers Show

In Austin, a couple on $120,000 keeps $54,419 a year renting a 2-bedroom but $37,016 owning the median home. Year-one cash flow favors renting in 5 metros.

Budgeting & salary

How to Calculate a Cost-of-Living Raise

Moving from NYC to Austin on $100k? You need only $63,813 in Austin — a $36k cut. MoveMath's engine computes the salary equivalence for any two US metros.

Childcare costs

Child Tax Credit 2026: What Families Get

The 2026 Child Tax Credit is $2,200 per child, up to $1,700 refundable, phasing out above $200,000 ($400,000 joint). A $120k couple with two kids gets $4,400.

Rent & housing

How Many Bedrooms Does My Family Need?

One bedroom for the adults plus one for every two children: two adults with two kids need 2 bedrooms, with three kids 3. HUD guidance and rents.

Rent & housing

The 30 Percent Rule for Rent: Does It Still Hold Up?

HUD counts renters as cost-burdened above 30% of income. On $100,000 that is $2,500 a month, below San Francisco's $3,003 one-bedroom Fair Market Rent.

Budgeting & salary

What Is a Good Salary After Taxes?

$75k leaves $61,593 after 2026 taxes in Houston and $55,312 in New York City, and NYC rent widens the gap. Take-home in 8 metros from $50k to $200k.

Data:Income tax: 2026 law · HUD Fair Market Rents FY2027 · Census ACS 5-year 2020-2024 · BEA Regional Price Parities 2024 · DOL childcare prices 2022 · USDA food plans August 2026 · EIA energy prices electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · State sales tax 2026-10-13 · sources & methods