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Metro profile · Savannah, GA

Cost of living in Savannah, GA

438,314 people (Census 2025 estimate). Overall prices are 4.8% below the US average, with housing at 86.0 on BEA’s index (US = 100). A single renter on $60,000 keeps $894 a month after 2026 taxes and modeled costs.

Data:Income tax: 2026 law · HUD Fair Market Rents FY2027 · Census ACS 5-year 2020-2024 · BEA Regional Price Parities 2024 · DOL childcare prices 2022 · USDA food plans August 2026 · EIA energy prices electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · State sales tax 2026-10-13 · sources & methods
Price level
95.2
US = 100 · 163rd of 387
2-BR Fair Market Rent
$1,679
HUD FY2027 · 93rd highest
Median home value
$302,000
ACS 2020-2024
Property tax rate
0.84%
effective, ACS median taxes ÷ value
Median household income
$77,180
ACS 2020-2024

Typical household budgets in Savannah, GA

Computed by MoveMath’s engine with 2026 tax law, HUD Fair Market Rent for the bedrooms each household needs, DOL 2022 childcare prices for Chatham County, GA in current dollars, USDA Moderate-Cost food, one car per adult and $1,000 a month of other spending at US-average prices scaled by local price levels.

Per monthSingle, $60kCouple + toddler, $110kFamily of four, $77,180
Gross income$5,000$9,167$6,432
Taxes$988$1,566$688
Take-home pay$4,012$7,600$5,743
Housing$1,542$1,679$1,679
Childcare$0$514$795
Food$424$951$1,235
Transportation$158$317$317
Sales tax$19$19$19
Other goods & services$975$975$975
Left over$894$3,145$724

Family of four = two adults, a preschooler and a school-age child at the metro’s median household income ($77,180). Click a column to open it in the budget planner and change any input.

Price levels: Savannah, GA vs Georgia and the US

BEA Regional Price Parities, 2024. 100 = US average; bars compare the metro (dark) with Georgia statewide (light).

All items
95.2
Goods
96.3
Housing (rents)
86.0
Utilities
88.6
Other services
98.7

Within Georgia, Savannah, GA ranks 3rd of 14 metros on overall prices; the state as a whole is at 96.3. The dashed line marks the US average.

Rent and homeownership

UnitHUD Fair Market RentIncome needed at 30%Share of median income
Studio$1,481$59,24023.0%
1-bedroom$1,542$61,68024.0%
2-bedroom$1,679$67,16026.1%
3-bedroom$2,185$87,40034.0%
4-bedroom$2,484$99,36038.6%

FY2027 FMRs for Savannah, GA MSA: 40th-percentile gross rent (rent + tenant-paid utilities) for standard-quality units. Census median gross rent, all unit sizes: $1,454 (ACS 2020-2024).

Median home value
$302,000
Median property tax paid (metro)
$2,549/yr
P&I, 20% down, 6.5%, 30 yr
$1,527/mo
+ tax + $1,800/yr insurance
$1,889/mo

Check rent against your income · Cost of owning by county

Childcare prices in Chatham County, GA

Age bandCenter, weekly (2022)Center, yearly today*Home-based, weekly (2022)Home-based, yearly today*
Infant (under 2)$103$6,515$100$6,356
Toddler (2)$97$6,166$94$5,975
Preschool (3–4)$98$6,229$95$6,039
School-age (5–12)$52$3,305$44$2,822

DOL National Database of Childcare Prices, 2022 county medians for full-time care in Chatham County, GA (the metro’s principal county). *52 weeks × 1.2224, the BLS CPI change for day care and preschool from the 2022 average to 2026-08.

Taxes: what you keep in Savannah

Single filer, 2026$50,000$75,000$120,000
Federal income tax$3,820$7,670$17,570
Social Security + Medicare$3,825$5,738$9,180
Georgia income tax$1,747$2,994$5,240
Take-home pay / month$3,384$4,883$7,334
Share of pay to taxes18.8%21.9%26.7%

No mandatory local income tax for residents of Savannah in our data. State sales tax: 4% (state rate only; local rates add on), groceries exempt.

Calculate take-home pay for your household in Savannah, GA

Energy and fuel

Avg residential electric bill (Georgia)
$159/mo
1,077 kWh at 14.74¢
Residential natural gas
$18.19/Mcf
Georgia average
Regular gasoline
$3.96/gal
Lower Atlantic (PADD)

EIA: electricity 2025, natural gas 2024, gasoline week ending 2026-10-05. Renters’ utilities are already inside gross rent.

Nearby metros

MetroDistancePrice level2-BR FMRSingle $60k left over
Savannah, GA—95.2$1,679$894
Hinesville, GA · compare28 mi93.9$1,396$1,208 (+$314)
Hilton Head Island, SC · compare29 mi98.0$2,010$632 (−$262)
Brunswick, GA · compare63 mi87.7$1,378$1,322 (+$428)
Charleston, SC · compare91 mi101.0$1,884$745 (−$149)
Augusta, GA-SC · compare106 mi91.9$1,329$1,234 (+$340)
Jacksonville, FL · compare119 mi99.5$1,694$1,191 (+$297)

Common moves to and from Savannah, GA

Census ACS metro-to-metro migration flows (ACS 5-year 2016-2020), people who moved in a year.

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Frequently asked questions

Is Savannah, GA expensive to live in?+

BEA’s Regional Price Parities put overall prices in the Savannah, GA metro at 95.2 (US = 100) in 2024 — 4.8% below the national average and the 163rd highest of 387 metros. Housing is 86.0, goods 96.3.

What salary do you need to live in Savannah, GA?+

A single renter earning $60,000 keeps $4,012 a month after 2026 taxes and has $894 left after rent at HUD Fair Market Rent, food, fuel, sales tax and other modeled costs. Use the cost of living calculator to find the salary that matches your current budget.

How much is rent in Savannah, GA?+

HUD’s FY2027 Fair Market Rent — the 40th-percentile gross rent including utilities — is $1,542 for a 1-bedroom and $1,679 for a 2-bedroom. The Census median gross rent for all units is $1,454.

Does Savannah have a local income tax?+

No mandatory local income tax applies to residents of Savannah in our 2026 data. Georgia state income tax does apply.