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Metro profile · Brownsville-Harlingen, TX

Cost of living in Brownsville, TX

433,946 people (Census 2025 estimate). Overall prices are 14.0% below the US average, with housing at 57.7 on BEA’s index (US = 100). A single renter on $60,000 keeps $1,768 a month after 2026 taxes and modeled costs.

Data:Income tax: 2026 law · HUD Fair Market Rents FY2027 · Census ACS 5-year 2020-2024 · BEA Regional Price Parities 2024 · DOL childcare prices 2022 · USDA food plans August 2026 · EIA energy prices electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · State sales tax 2026-10-13 · sources & methods
Price level
86.0
US = 100 · 365th of 387
2-BR Fair Market Rent
$1,042
HUD FY2027 · 365th highest
Median home value
$136,500
ACS 2020-2024
Property tax rate
1.50%
effective, ACS median taxes ÷ value
Median household income
$52,601
ACS 2020-2024

Typical household budgets in Brownsville, TX

Computed by MoveMath’s engine with 2026 tax law, HUD Fair Market Rent for the bedrooms each household needs, DOL 2022 childcare prices for Cameron County, TX in current dollars, USDA Moderate-Cost food, one car per adult and $1,000 a month of other spending at US-average prices scaled by local price levels.

Per monthSingle, $60kCouple + toddler, $110kFamily of four, $52,601
Gross income$5,000$9,167$4,383
Taxes$801$1,255$335
Take-home pay$4,199$7,912$4,048
Housing$884$1,042$1,042
Childcare$0$773$1,478
Food$413$927$1,203
Transportation$155$310$310
Sales tax$29$29$29
Other goods & services$950$950$950
Left over$1,768$3,881−$964

Family of four = two adults, a preschooler and a school-age child at the metro’s median household income ($52,601). Click a column to open it in the budget planner and change any input.

Price levels: Brownsville, TX vs Texas and the US

BEA Regional Price Parities, 2024. 100 = US average; bars compare the metro (dark) with Texas statewide (light).

All items
86.0
Goods
93.8
Housing (rents)
57.7
Utilities
81.2
Other services
96.2

Within Texas, Brownsville, TX ranks 23rd of 26 metros on overall prices; the state as a whole is at 97.1. The dashed line marks the US average.

Rent and homeownership

UnitHUD Fair Market RentIncome needed at 30%Share of median income
Studio$827$33,08018.9%
1-bedroom$884$35,36020.2%
2-bedroom$1,042$41,68023.8%
3-bedroom$1,393$55,72031.8%
4-bedroom$1,496$59,84034.1%

FY2027 FMRs for Brownsville-Harlingen, TX MSA: 40th-percentile gross rent (rent + tenant-paid utilities) for standard-quality units. Census median gross rent, all unit sizes: $912 (ACS 2020-2024).

Median home value
$136,500
Median property tax paid (metro)
$2,042/yr
P&I, 20% down, 6.5%, 30 yr
$690/mo
+ tax + $1,800/yr insurance
$1,010/mo

Check rent against your income · Cost of owning by county

Childcare prices in Cameron County, TX

Age bandCenter, weekly (2022)Center, yearly today*Home-based, weekly (2022)Home-based, yearly today*
Infant (under 2)$154$9,789$141$8,963
Toddler (2)$146$9,280$136$8,645
Preschool (3–4)$143$9,090$134$8,518
School-age (5–12)$136$8,645$129$8,200

DOL National Database of Childcare Prices, 2022 county medians for full-time care in Cameron County, TX (the metro’s principal county). *52 weeks × 1.2224, the BLS CPI change for day care and preschool from the 2022 average to 2026-08.

Taxes: what you keep in Brownsville

Single filer, 2026$50,000$75,000$120,000
Federal income tax$3,820$7,670$17,570
Social Security + Medicare$3,825$5,738$9,180
Texas income tax$0$0$0
Take-home pay / month$3,530$5,133$7,771
Share of pay to taxes15.3%17.9%22.3%

No mandatory local income tax for residents of Brownsville in our data. State sales tax: 6.25% (state rate only; local rates add on), groceries exempt.

Calculate take-home pay for your household in Brownsville, TX

Energy and fuel

Avg residential electric bill (Texas)
$171/mo
1,110 kWh at 15.40¢
Residential natural gas
$17.98/Mcf
Texas average
Regular gasoline
$3.87/gal
TX weekly average

EIA: electricity 2025, natural gas 2024, gasoline week ending 2026-10-05. Renters’ utilities are already inside gross rent.

Nearby metros

MetroDistancePrice level2-BR FMRSingle $60k left over
Brownsville, TX—86.0$1,042$1,768
McAllen, TX · compare52 mi85.9$1,017$1,846 (+$78)
Corpus Christi, TX · compare123 mi92.7$1,421$1,476 (−$292)
Laredo, TX · compare166 mi87.0$1,157$1,697 (−$71)
Victoria, TX · compare198 mi89.8$1,428$1,506 (−$262)
San Antonio, TX · compare248 mi94.7$1,441$1,456 (−$312)
Eagle Pass, TX · compare264 mi83.8$1,014$1,721 (−$47)
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Frequently asked questions

Is Brownsville, TX expensive to live in?+

BEA’s Regional Price Parities put overall prices in the Brownsville, TX metro at 86.0 (US = 100) in 2024 — 14.0% below the national average and the 365th highest of 387 metros. Housing is 57.7, goods 93.8.

What salary do you need to live in Brownsville, TX?+

A single renter earning $60,000 keeps $4,199 a month after 2026 taxes and has $1,768 left after rent at HUD Fair Market Rent, food, fuel, sales tax and other modeled costs. Use the cost of living calculator to find the salary that matches your current budget.

How much is rent in Brownsville, TX?+

HUD’s FY2027 Fair Market Rent — the 40th-percentile gross rent including utilities — is $884 for a 1-bedroom and $1,042 for a 2-bedroom. The Census median gross rent for all units is $912.

Does Brownsville have a local income tax?+

No mandatory local income tax applies to residents of Brownsville in our 2026 data. Texas state income tax does not apply to wages.