Moving from Philadelphia, PA-NJ-DE-MD to Dover, DE
About 3,614 people made this move in a typical year (Census Bureau metro-to-metro migration flows, ACS 5-year 2016-2020), and 3,469 go the other way. Here is what the move does to two households’ budgets after 2026 taxes — and the salary each needs in Dover, DE.
Single, $70k: line by line
Single adult earning $70,000, renting. Same gross pay in both places; renting at HUD Fair Market Rent (1 bedroom). Taxes take 23.9% of income in Philadelphia, PA-NJ-DE-MD and 22.1% in Dover, DE.
Philadelphia, PA-NJ-DE-MD Dover, DE (monthly)
| Monthly | Philadelphia, PA-NJ-DE-MD | Dover, DE | Difference |
|---|---|---|---|
| Gross income | $5,833 | $5,833 | $0 |
| Taxes | $1,395 | $1,290 | −$104 |
| Federal income tax2026 tax law | $548 | $548 | $0 |
| Social Security + Medicare2026 tax law | $446 | $446 | $0 |
| State income tax2026 tax law | $179 | $273 | +$94 |
| Unemployment Compensation (UC) – employee2026 tax law | $4 | $0 | −$4 |
| Local income tax2026 tax law · Mandatory local income tax for residents of Philadelphia. | $218 | $0 | −$218 |
| Delaware Paid Leave (employee share – if required by employer)2026 tax law | $0 | $23 | +$23 |
| Take-home pay | $4,439 | $4,543 | +$104 |
| Housing | $1,558 | $1,294 | −$264 |
| Rent, 1-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,558 | $1,294 | −$264 |
| Food | $427 | $425 | −$2 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 96.4 | $427 | $425 | −$2 |
| Transportation | $175 | $175 | $0 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 12,000 mi ÷ 25 mpg × $4.36/gal (Central Atlantic (PADD)) | $175 | $175 | $0 |
| Sales tax | $29 | $0 | −$29 |
| State sales taxState revenue dept. 2026-10-13 · 0% on other goods; groceries exempt — local add-ons not modeled | $29 | $0 | −$29 |
| Other goods & services | $999 | $976 | −$24 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 96.4 | $484 | $482 | −$2 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 98.8 | $515 | $494 | −$21 |
| Left over after modeled costs | $1,251 | $1,674 | +$423 |
Family of four, $120k: line by line
Two adults, a preschooler and a school-age child, $120,000 combined, renting. Same gross pay in both places; renting at HUD Fair Market Rent (2 bedrooms), center-based childcare in current dollars. Taxes take 19.2% of income in Philadelphia, PA-NJ-DE-MD and 17.8% in Dover, DE.
Philadelphia, PA-NJ-DE-MD Dover, DE (monthly)
| Monthly | Philadelphia, PA-NJ-DE-MD | Dover, DE | Difference |
|---|---|---|---|
| Gross income | $10,000 | $10,000 | $0 |
| Taxes | $1,923 | $1,778 | −$145 |
| Federal income tax2026 tax law · after $4,400 Child Tax Credit | $470 | $470 | $0 |
| Social Security + Medicare2026 tax law | $765 | $765 | $0 |
| State income tax2026 tax law | $307 | $503 | +$196 |
| Unemployment Compensation (UC) – employee2026 tax law | $7 | $0 | −$7 |
| Local income tax2026 tax law · Mandatory local income tax for residents of Philadelphia. | $374 | $0 | −$374 |
| Delaware Paid Leave (employee share – if required by employer)2026 tax law | $0 | $40 | +$40 |
| Take-home pay | $8,078 | $8,222 | +$145 |
| Housing | $1,860 | $1,629 | −$231 |
| Rent, 2-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,860 | $1,629 | −$231 |
| Childcare | $2,047 | $1,355 | −$692 |
| Childcare, center-basedDOL NDCP 2020 / DOL NDCP 2022 · preschool $145/wk, school-age $111/wk (2022 prices, Kent County, DE); × 1.2224 BLS CPI day care, 2022 to 2026-08 | $2,047 | $1,355 | −$692 |
| Food | $1,242 | $1,236 | −$6 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 96.4 | $1,242 | $1,236 | −$6 |
| Transportation | $349 | $349 | $0 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 24,000 mi ÷ 25 mpg × $4.36/gal (Central Atlantic (PADD)) | $349 | $349 | $0 |
| Sales tax | $29 | $0 | −$29 |
| State sales taxState revenue dept. 2026-10-13 · 0% on other goods; groceries exempt — local add-ons not modeled | $29 | $0 | −$29 |
| Other goods & services | $999 | $976 | −$24 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 96.4 | $484 | $482 | −$2 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 98.8 | $515 | $494 | −$21 |
| Left over after modeled costs | $1,551 | $2,677 | +$1,127 |
Philadelphia, PA-NJ-DE-MD vs Dover, DE at a glance
| Measure | Philadelphia, PA-NJ-DE-MD | Dover, DE |
|---|---|---|
| Price level (BEA RPP, US = 100) | 102.6 | 97.5 |
| Housing price level | 113.1 | 95.9 |
| 1-bedroom Fair Market Rent | $1,558 | $1,294 |
| 2-bedroom Fair Market Rent | $1,860 | $1,629 |
| 3-bedroom Fair Market Rent | $2,216 | $2,244 |
| Median home value | $351,900 | $316,600 |
| Effective property-tax rate | 1.44% | 0.43% |
| Median household income | $91,289 | $74,477 |
| Center infant care / week (DOL NDCP 2022 unless noted) | $235 (2020 price) | $182 |
| State income tax on wages | Yes | Yes |
| Mandatory local income tax (principal city) | Philadelphia | None in our data |
| State sales tax | 6% | 0% |
| Regular gasoline | $4.36 | $4.36 |
| Average electric bill (state) | $162 | $158 |
Sources: BEA RPP 2024; HUD FMR FY2027; Census ACS 2020-2024; DOL NDCP 2022; 2026 tax law; state revenue departments; EIA (electricity 2025, natural gas 2024, gasoline week ending 2026-10-05).
Frequently asked questions
How much do I need to make in Dover, DE to keep my Philadelphia, PA-NJ-DE-MD lifestyle?+
For a single renter earning $70,000 in Philadelphia, PA-NJ-DE-MD, about $62,608 in Dover, DE (−10.6%). For two adults with a preschooler and a school-age child on $120,000, about $101,570. Both keep the same money left over after 2026 taxes, rent, childcare, food, fuel and other modeled costs.
Is Dover, DE cheaper than Philadelphia, PA-NJ-DE-MD?+
On BEA’s 2024 price index, Dover, DE is at 97.5 and Philadelphia, PA-NJ-DE-MD at 102.6 (US = 100). After taxes and household costs, a single renter on $70,000 would have +$423 a month in Dover, DE.
How many people move from Philadelphia, PA-NJ-DE-MD to Dover, DE?+
About 3,614 people a year (±799), according to the Census Bureau’s metro-to-metro migration flows (ACS 5-year 2016-2020); about 3,469 move the other way.
What isn’t included?+
Moving costs, health insurance, car payments and insurance, local sales tax add-ons and differences in wages between the two metros. Add known monthly costs in the calculator’s “Fixed costs / month” field.