Moving from Philadelphia, PA-NJ-DE-MD to Washington, DC-VA-MD-WV
About 6,406 people made this move in a typical year (Census Bureau metro-to-metro migration flows, ACS 5-year 2016-2020), and 6,490 go the other way. Here is what the move does to two households’ budgets after 2026 taxes — and the salary each needs in Washington, DC-VA-MD-WV.
Single, $70k: line by line
Single adult earning $70,000, renting. Same gross pay in both places; renting at HUD Fair Market Rent (1 bedroom). Taxes take 23.9% of income in Philadelphia, PA-NJ-DE-MD and 21.6% in Washington, DC-VA-MD-WV.
Philadelphia, PA-NJ-DE-MD Washington, DC-VA-MD-WV (monthly)
| Monthly | Philadelphia, PA-NJ-DE-MD | Washington, DC-VA-MD-WV | Difference |
|---|---|---|---|
| Gross income | $5,833 | $5,833 | $0 |
| Taxes | $1,395 | $1,258 | −$136 |
| Federal income tax2026 tax law | $548 | $548 | $0 |
| Social Security + Medicare2026 tax law | $446 | $446 | $0 |
| State income tax2026 tax law | $179 | $265 | +$86 |
| Unemployment Compensation (UC) – employee2026 tax law | $4 | $0 | −$4 |
| Local income tax2026 tax law · Mandatory local income tax for residents of Philadelphia. | $218 | $0 | −$218 |
| Take-home pay | $4,439 | $4,575 | +$136 |
| Housing | $1,558 | $2,204 | +$646 |
| Rent, 1-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,558 | $2,204 | +$646 |
| Food | $427 | $462 | +$35 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 104.8 | $427 | $462 | +$35 |
| Transportation | $175 | $175 | $0 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 12,000 mi ÷ 25 mpg × $4.36/gal (Central Atlantic (PADD)) | $175 | $175 | $0 |
| Sales tax | $29 | $31 | +$2 |
| State sales taxState revenue dept. 2026-10-13 · 6% on other goods; groceries exempt — local add-ons not modeled; scheduled: 7% from 2027-10-01 (not applied) | $29 | $31 | +$2 |
| Other goods & services | $999 | $1,036 | +$36 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 104.8 | $484 | $524 | +$40 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 102.3 | $515 | $512 | −$4 |
| Left over after modeled costs | $1,251 | $667 | −$584 |
Family of four, $120k: line by line
Two adults, a preschooler and a school-age child, $120,000 combined, renting. Same gross pay in both places; renting at HUD Fair Market Rent (2 bedrooms), center-based childcare in current dollars. Taxes take 19.2% of income in Philadelphia, PA-NJ-DE-MD and 17.4% in Washington, DC-VA-MD-WV.
Washington, DC-VA-MD-WV has no published price for school-age (5–12) care, so that care is left out there but priced in Philadelphia, PA-NJ-DE-MD — the comparison understates the salary needed in Washington, DC-VA-MD-WV.
Philadelphia, PA-NJ-DE-MD Washington, DC-VA-MD-WV (monthly)
| Monthly | Philadelphia, PA-NJ-DE-MD | Washington, DC-VA-MD-WV | Difference |
|---|---|---|---|
| Gross income | $10,000 | $10,000 | $0 |
| Taxes | $1,923 | $1,739 | −$183 |
| Federal income tax2026 tax law · after $4,400 Child Tax Credit | $470 | $470 | $0 |
| Social Security + Medicare2026 tax law | $765 | $765 | $0 |
| State income tax2026 tax law | $307 | $504 | +$197 |
| Unemployment Compensation (UC) – employee2026 tax law | $7 | $0 | −$7 |
| Local income tax2026 tax law · Mandatory local income tax for residents of Philadelphia. | $374 | $0 | −$374 |
| Take-home pay | $8,078 | $8,261 | +$183 |
| Housing | $1,860 | $2,438 | +$578 |
| Rent, 2-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,860 | $2,438 | +$578 |
| Childcare | $2,047 | $2,079 | +$32 |
| Childcare, center-basedDOL NDCP 2020 / DOL NDCP 2022 · preschool $393/wk (2022 prices, District of Columbia, DC); × 1.2224 BLS CPI day care, 2022 to 2026-08; no published price for: school-age (5–12) — not included | $2,047 | $2,079 | +$32 |
| Food | $1,242 | $1,345 | +$103 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 104.8 | $1,242 | $1,345 | +$103 |
| Transportation | $349 | $349 | $0 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 24,000 mi ÷ 25 mpg × $4.36/gal (Central Atlantic (PADD)) | $349 | $349 | $0 |
| Sales tax | $29 | $31 | +$2 |
| State sales taxState revenue dept. 2026-10-13 · 6% on other goods; groceries exempt — local add-ons not modeled; scheduled: 7% from 2027-10-01 (not applied) | $29 | $31 | +$2 |
| Other goods & services | $999 | $1,036 | +$36 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 104.8 | $484 | $524 | +$40 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 102.3 | $515 | $512 | −$4 |
| Left over after modeled costs | $1,551 | $983 | −$568 |
Philadelphia, PA-NJ-DE-MD vs Washington, DC-VA-MD-WV at a glance
| Measure | Philadelphia, PA-NJ-DE-MD | Washington, DC-VA-MD-WV |
|---|---|---|
| Price level (BEA RPP, US = 100) | 102.6 | 108.9 |
| Housing price level | 113.1 | 151.1 |
| 1-bedroom Fair Market Rent | $1,558 | $2,204 |
| 2-bedroom Fair Market Rent | $1,860 | $2,438 |
| 3-bedroom Fair Market Rent | $2,216 | $3,107 |
| Median home value | $351,900 | $579,900 |
| Effective property-tax rate | 1.44% | 0.91% |
| Median household income | $91,289 | $126,684 |
| Center infant care / week (DOL NDCP 2022 unless noted) | $235 (2020 price) | $490 |
| State income tax on wages | Yes | Yes |
| Mandatory local income tax (principal city) | Philadelphia | None in our data |
| State sales tax | 6% | 6% (7% from 2027-10-01) |
| Regular gasoline | $4.36 | $4.36 |
| Average electric bill (state) | $162 | $140 |
Sources: BEA RPP 2024; HUD FMR FY2027; Census ACS 2020-2024; DOL NDCP 2022; 2026 tax law; state revenue departments; EIA (electricity 2025, natural gas 2024, gasoline week ending 2026-10-05).
Frequently asked questions
How much do I need to make in Washington, DC-VA-MD-WV to keep my Philadelphia, PA-NJ-DE-MD lifestyle?+
For a single renter earning $70,000 in Philadelphia, PA-NJ-DE-MD, about $81,163 in Washington, DC-VA-MD-WV (+15.9%). For two adults with a preschooler and a school-age child on $120,000, about $129,485. Both keep the same money left over after 2026 taxes, rent, childcare, food, fuel and other modeled costs. Caveat for the family: Washington, DC-VA-MD-WV has no published price for school-age (5–12) care, so that care is left out there but priced in Philadelphia, PA-NJ-DE-MD — the comparison understates the salary needed in Washington, DC-VA-MD-WV.
Is Washington, DC-VA-MD-WV cheaper than Philadelphia, PA-NJ-DE-MD?+
On BEA’s 2024 price index, Washington, DC-VA-MD-WV is at 108.9 and Philadelphia, PA-NJ-DE-MD at 102.6 (US = 100). After taxes and household costs, a single renter on $70,000 would have −$584 a month in Washington, DC-VA-MD-WV.
How many people move from Philadelphia, PA-NJ-DE-MD to Washington, DC-VA-MD-WV?+
About 6,406 people a year (±776), according to the Census Bureau’s metro-to-metro migration flows (ACS 5-year 2016-2020); about 6,490 move the other way.
What isn’t included?+
Moving costs, health insurance, car payments and insurance, local sales tax add-ons and differences in wages between the two metros. Add known monthly costs in the calculator’s “Fixed costs / month” field.