Moving from Washington, DC-VA-MD-WV to Denver, CO
About 3,419 people made this move in a typical year (Census Bureau metro-to-metro migration flows, ACS 5-year 2016-2020). Here is what the move does to two households’ budgets after 2026 taxes — and the salary each needs in Denver, CO.
Single, $70k: line by line
Single adult earning $70,000, renting. Same gross pay in both places; renting at HUD Fair Market Rent (1 bedroom). Taxes take 21.6% of income in Washington, DC-VA-MD-WV and 21.0% in Denver, CO.
Washington, DC-VA-MD-WV Denver, CO (monthly)
| Monthly | Washington, DC-VA-MD-WV | Denver, CO | Difference |
|---|---|---|---|
| Gross income | $5,833 | $5,833 | $0 |
| Taxes | $1,258 | $1,223 | −$36 |
| Federal income tax2026 tax law | $548 | $548 | $0 |
| Social Security + Medicare2026 tax law | $446 | $446 | $0 |
| State income tax2026 tax law | $265 | $198 | −$67 |
| Family and Medical Leave Insurance (FAMLI) – employee share2026 tax law | $0 | $26 | +$26 |
| Local income tax2026 tax law · Mandatory local income tax for residents of Denver. | $0 | $6 | +$6 |
| Take-home pay | $4,575 | $4,611 | +$36 |
| Housing | $2,204 | $1,831 | −$373 |
| Rent, 1-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $2,204 | $1,831 | −$373 |
| Food | $462 | $445 | −$17 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 101.0 | $462 | $445 | −$17 |
| Transportation | $175 | $161 | −$14 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 12,000 mi ÷ 25 mpg × $4.02/gal (CO weekly average) | $175 | $161 | −$14 |
| Sales tax | $31 | $15 | −$17 |
| State sales taxState revenue dept. 2026-10-13 · 2.9% on other goods; groceries exempt — local add-ons not modeled | $31 | $15 | −$17 |
| Other goods & services | $1,036 | $1,002 | −$34 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 101.0 | $524 | $505 | −$19 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 99.4 | $512 | $497 | −$14 |
| Left over after modeled costs | $667 | $1,157 | +$490 |
Family of four, $120k: line by line
Two adults, a preschooler and a school-age child, $120,000 combined, renting. Same gross pay in both places; renting at HUD Fair Market Rent (2 bedrooms), center-based childcare in current dollars. Taxes take 17.4% of income in Washington, DC-VA-MD-WV and 16.1% in Denver, CO.
Washington, DC-VA-MD-WV has no published price for school-age (5–12) care, so that care is left out there but priced in Denver, CO — the comparison overstates the salary needed in Denver, CO.
Washington, DC-VA-MD-WV Denver, CO (monthly)
| Monthly | Washington, DC-VA-MD-WV | Denver, CO | Difference |
|---|---|---|---|
| Gross income | $10,000 | $10,000 | $0 |
| Taxes | $1,739 | $1,612 | −$127 |
| Federal income tax2026 tax law · after $4,400 Child Tax Credit | $470 | $470 | $0 |
| Social Security + Medicare2026 tax law | $765 | $765 | $0 |
| State income tax2026 tax law | $504 | $322 | −$182 |
| Family and Medical Leave Insurance (FAMLI) – employee share2026 tax law | $0 | $44 | +$44 |
| Local income tax2026 tax law · Mandatory local income tax for residents of Denver. | $0 | $12 | +$12 |
| Take-home pay | $8,261 | $8,388 | +$127 |
| Housing | $2,438 | $2,169 | −$269 |
| Rent, 2-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $2,438 | $2,169 | −$269 |
| Childcare | $2,079 | $2,606 | +$527 |
| Childcare, center-basedDOL NDCP 2022 · preschool $332/wk, school-age $160/wk (2022 prices, Denver County, CO); × 1.2224 BLS CPI day care, 2022 to 2026-08 | $2,079 | $2,606 | +$527 |
| Food | $1,345 | $1,295 | −$50 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 101.0 | $1,345 | $1,295 | −$50 |
| Transportation | $349 | $322 | −$27 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 24,000 mi ÷ 25 mpg × $4.02/gal (CO weekly average) | $349 | $322 | −$27 |
| Sales tax | $31 | $15 | −$17 |
| State sales taxState revenue dept. 2026-10-13 · 2.9% on other goods; groceries exempt — local add-ons not modeled | $31 | $15 | −$17 |
| Other goods & services | $1,036 | $1,002 | −$34 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 101.0 | $524 | $505 | −$19 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 99.4 | $512 | $497 | −$14 |
| Left over after modeled costs | $983 | $979 | −$3 |
Washington, DC-VA-MD-WV vs Denver, CO at a glance
| Measure | Washington, DC-VA-MD-WV | Denver, CO |
|---|---|---|
| Price level (BEA RPP, US = 100) | 108.9 | 105.8 |
| Housing price level | 151.1 | 146.9 |
| 1-bedroom Fair Market Rent | $2,204 | $1,831 |
| 2-bedroom Fair Market Rent | $2,438 | $2,169 |
| 3-bedroom Fair Market Rent | $3,107 | $2,846 |
| Median home value | $579,900 | $603,800 |
| Effective property-tax rate | 0.91% | 0.51% |
| Median household income | $126,684 | $105,762 |
| Center infant care / week (DOL NDCP 2022 unless noted) | $490 | $430 |
| State income tax on wages | Yes | Yes |
| Mandatory local income tax (principal city) | None in our data | Denver |
| State sales tax | 6% (7% from 2027-10-01) | 2.9% |
| Regular gasoline | $4.36 | $4.02 |
| Average electric bill (state) | $140 | $103 |
Sources: BEA RPP 2024; HUD FMR FY2027; Census ACS 2020-2024; DOL NDCP 2022; 2026 tax law; state revenue departments; EIA (electricity 2025, natural gas 2024, gasoline week ending 2026-10-05).
Frequently asked questions
How much do I need to make in Denver, CO to keep my Washington, DC-VA-MD-WV lifestyle?+
For a single renter earning $70,000 in Washington, DC-VA-MD-WV, about $61,749 in Denver, CO (−11.8%). For two adults with a preschooler and a school-age child on $120,000, about $120,054. Both keep the same money left over after 2026 taxes, rent, childcare, food, fuel and other modeled costs. Caveat for the family: Washington, DC-VA-MD-WV has no published price for school-age (5–12) care, so that care is left out there but priced in Denver, CO — the comparison overstates the salary needed in Denver, CO.
Is Denver, CO cheaper than Washington, DC-VA-MD-WV?+
On BEA’s 2024 price index, Denver, CO is at 105.8 and Washington, DC-VA-MD-WV at 108.9 (US = 100). After taxes and household costs, a single renter on $70,000 would have +$490 a month in Denver, CO.
How many people move from Washington, DC-VA-MD-WV to Denver, CO?+
About 3,419 people a year (±530), according to the Census Bureau’s metro-to-metro migration flows (ACS 5-year 2016-2020).
What isn’t included?+
Moving costs, health insurance, car payments and insurance, local sales tax add-ons and differences in wages between the two metros. Add known monthly costs in the calculator’s “Fixed costs / month” field.