Moving from San Francisco, CA to Portland, OR-WA
About 4,281 people made this move in a typical year (Census Bureau metro-to-metro migration flows, ACS 5-year 2016-2020). Here is what the move does to two households’ budgets after 2026 taxes — and the salary each needs in Portland, OR-WA.
Single, $70k: line by line
Single adult earning $70,000, renting. Same gross pay in both places; renting at HUD Fair Market Rent (1 bedroom). Taxes take 21.6% of income in San Francisco, CA and 24.5% in Portland, OR-WA.
San Francisco, CA Portland, OR-WA (monthly)
| Monthly | San Francisco, CA | Portland, OR-WA | Difference |
|---|---|---|---|
| Gross income | $5,833 | $5,833 | $0 |
| Taxes | $1,258 | $1,428 | +$169 |
| Federal income tax2026 tax law | $548 | $548 | $0 |
| Social Security + Medicare2026 tax law | $446 | $446 | $0 |
| State income tax2026 tax law | $189 | $393 | +$204 |
| State Disability Insurance (SDI)2026 tax law | $76 | $0 | −$76 |
| Paid Leave Oregon – employee share2026 tax law | $0 | $35 | +$35 |
| Statewide Transit Tax (STT)2026 tax law | $0 | $6 | +$6 |
| Local income tax2026 tax law · Portland residents (Multnomah County) owe the Metro Supportive Housing Services tax and the Multnomah County Preschool for All tax; both apply only above high income thresholds. | $0 | $0 | $0 |
| Take-home pay | $4,575 | $4,406 | −$169 |
| Housing | $3,003 | $1,633 | −$1,370 |
| Rent, 1-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $3,003 | $1,633 | −$1,370 |
| Food | $478 | $464 | −$14 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 105.2 | $478 | $464 | −$14 |
| Transportation | $249 | $205 | −$44 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 12,000 mi ÷ 25 mpg × $5.12/gal (West Coast less California (PADD)) | $249 | $205 | −$44 |
| Sales tax | $39 | $0 | −$39 |
| State sales taxState revenue dept. 2026-10-13 · 0% on other goods; groceries exempt — local add-ons not modeled | $39 | $0 | −$39 |
| Other goods & services | $1,073 | $1,027 | −$47 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 105.2 | $542 | $526 | −$16 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 100.1 | $531 | $501 | −$30 |
| Left over after modeled costs | −$268 | $1,078 | +$1,345 |
Family of four, $120k: line by line
Two adults, a preschooler and a school-age child, $120,000 combined, renting. Same gross pay in both places; renting at HUD Fair Market Rent (2 bedrooms), center-based childcare in current dollars. Taxes take 15.5% of income in San Francisco, CA and 19.6% in Portland, OR-WA.
San Francisco, CA Portland, OR-WA (monthly)
| Monthly | San Francisco, CA | Portland, OR-WA | Difference |
|---|---|---|---|
| Gross income | $10,000 | $10,000 | $0 |
| Taxes | $1,545 | $1,957 | +$411 |
| Federal income tax2026 tax law · after $4,400 Child Tax Credit | $470 | $470 | $0 |
| Social Security + Medicare2026 tax law | $765 | $765 | $0 |
| State income tax2026 tax law | $180 | $652 | +$471 |
| State Disability Insurance (SDI)2026 tax law | $130 | $0 | −$130 |
| Paid Leave Oregon – employee share2026 tax law | $0 | $60 | +$60 |
| Statewide Transit Tax (STT)2026 tax law | $0 | $10 | +$10 |
| Local income tax2026 tax law · Portland residents (Multnomah County) owe the Metro Supportive Housing Services tax and the Multnomah County Preschool for All tax; both apply only above high income thresholds. | $0 | $0 | $0 |
| Take-home pay | $8,455 | $8,043 | −$411 |
| Housing | $3,697 | $1,878 | −$1,819 |
| Rent, 2-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $3,697 | $1,878 | −$1,819 |
| Childcare | $4,845 | $2,163 | −$2,682 |
| Childcare, center-basedDOL NDCP 2022 · preschool $297/wk, school-age $111/wk (2022 prices, Multnomah County, OR); × 1.2224 BLS CPI day care, 2022 to 2026-08 | $4,845 | $2,163 | −$2,682 |
| Food | $1,391 | $1,350 | −$42 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 105.2 | $1,391 | $1,350 | −$42 |
| Transportation | $498 | $409 | −$89 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 24,000 mi ÷ 25 mpg × $5.12/gal (West Coast less California (PADD)) | $498 | $409 | −$89 |
| Sales tax | $39 | $0 | −$39 |
| State sales taxState revenue dept. 2026-10-13 · 0% on other goods; groceries exempt — local add-ons not modeled | $39 | $0 | −$39 |
| Other goods & services | $1,073 | $1,027 | −$47 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 105.2 | $542 | $526 | −$16 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 100.1 | $531 | $501 | −$30 |
| Left over after modeled costs | −$3,089 | $1,217 | +$4,306 |
San Francisco, CA vs Portland, OR-WA at a glance
| Measure | San Francisco, CA | Portland, OR-WA |
|---|---|---|
| Price level (BEA RPP, US = 100) | 115.6 | 105.4 |
| Housing price level | 194.7 | 125.1 |
| 1-bedroom Fair Market Rent | $3,003 | $1,633 |
| 2-bedroom Fair Market Rent | $3,697 | $1,878 |
| 3-bedroom Fair Market Rent | $4,832 | $2,550 |
| Median home value | $1,140,700 | $559,400 |
| Effective property-tax rate | 0.75% | 0.85% |
| Median household income | $136,027 | $97,436 |
| Center infant care / week (DOL NDCP 2022 unless noted) | $607 | $407 |
| State income tax on wages | Yes | Yes |
| Mandatory local income tax (principal city) | None in our data | Portland Metro SHS + Multnomah PFA |
| State sales tax | 7.25% | 0% |
| Regular gasoline | $6.23 | $5.12 |
| Average electric bill (state) | $155 | $134 |
Sources: BEA RPP 2024; HUD FMR FY2027; Census ACS 2020-2024; DOL NDCP 2022; 2026 tax law; state revenue departments; EIA (electricity 2025, natural gas 2024, gasoline week ending 2026-10-05).
Frequently asked questions
How much do I need to make in Portland, OR-WA to keep my San Francisco, CA lifestyle?+
For a single renter earning $70,000 in San Francisco, CA, about $47,120 in Portland, OR-WA (−32.7%). For two adults with a preschooler and a school-age child on $120,000, about $51,460. Both keep the same money left over after 2026 taxes, rent, childcare, food, fuel and other modeled costs.
Is Portland, OR-WA cheaper than San Francisco, CA?+
On BEA’s 2024 price index, Portland, OR-WA is at 105.4 and San Francisco, CA at 115.6 (US = 100). After taxes and household costs, a single renter on $70,000 would have +$1,345 a month in Portland, OR-WA.
How many people move from San Francisco, CA to Portland, OR-WA?+
About 4,281 people a year (±742), according to the Census Bureau’s metro-to-metro migration flows (ACS 5-year 2016-2020).
What isn’t included?+
Moving costs, health insurance, car payments and insurance, local sales tax add-ons and differences in wages between the two metros. Add known monthly costs in the calculator’s “Fixed costs / month” field.