Moving from Providence, RI-MA to Boston, MA-NH
About 11,654 people made this move in a typical year (Census Bureau metro-to-metro migration flows, ACS 5-year 2016-2020), and 18,186 go the other way. Here is what the move does to two households’ budgets after 2026 taxes — and the salary each needs in Boston, MA-NH.
Single, $70k: line by line
Single adult earning $70,000, renting. Same gross pay in both places; renting at HUD Fair Market Rent (1 bedroom). Taxes take 21.0% of income in Providence, RI-MA and 22.2% in Boston, MA-NH.
Providence, RI-MA Boston, MA-NH (monthly)
| Monthly | Providence, RI-MA | Boston, MA-NH | Difference |
|---|---|---|---|
| Gross income | $5,833 | $5,833 | $0 |
| Taxes | $1,225 | $1,294 | +$69 |
| Federal income tax2026 tax law | $548 | $548 | $0 |
| Social Security + Medicare2026 tax law | $446 | $446 | $0 |
| State income tax2026 tax law | $167 | $273 | +$106 |
| Temporary Disability Insurance / Temporary Caregiver Insurance (TDI/TCI)2026 tax law | $64 | $0 | −$64 |
| Paid Family and Medical Leave (PFML) – employee share2026 tax law | $0 | $27 | +$27 |
| Take-home pay | $4,608 | $4,539 | −$69 |
| Housing | $1,509 | $2,518 | +$1,009 |
| Rent, 1-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,509 | $2,518 | +$1,009 |
| Food | $428 | $439 | +$11 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 99.7 | $428 | $439 | +$11 |
| Transportation | $174 | $172 | −$2 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 12,000 mi ÷ 25 mpg × $4.30/gal (MA weekly average) | $174 | $172 | −$2 |
| Sales tax | $34 | $31 | −$3 |
| State sales taxState revenue dept. 2026-10-13 · 6.25% on other goods; groceries exempt — local add-ons not modeled | $34 | $31 | −$3 |
| Other goods & services | $997 | $1,016 | +$19 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 99.7 | $486 | $498 | +$13 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 103.6 | $511 | $518 | +$7 |
| Left over after modeled costs | $1,467 | $363 | −$1,104 |
Family of four, $120k: line by line
Two adults, a preschooler and a school-age child, $120,000 combined, renting. Same gross pay in both places; renting at HUD Fair Market Rent (2 bedrooms), center-based childcare in current dollars. Taxes take 15.8% of income in Providence, RI-MA and 17.4% in Boston, MA-NH.
Providence, RI-MA Boston, MA-NH (monthly)
| Monthly | Providence, RI-MA | Boston, MA-NH | Difference |
|---|---|---|---|
| Gross income | $10,000 | $10,000 | $0 |
| Taxes | $1,584 | $1,736 | +$152 |
| Federal income tax2026 tax law · after $4,400 Child Tax Credit | $470 | $470 | $0 |
| Social Security + Medicare2026 tax law | $765 | $765 | $0 |
| State income tax2026 tax law | $239 | $455 | +$216 |
| Temporary Disability Insurance / Temporary Caregiver Insurance (TDI/TCI)2026 tax law | $110 | $0 | −$110 |
| Paid Family and Medical Leave (PFML) – employee share2026 tax law | $0 | $46 | +$46 |
| Take-home pay | $8,416 | $8,264 | −$152 |
| Housing | $1,879 | $3,008 | +$1,129 |
| Rent, 2-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,879 | $3,008 | +$1,129 |
| Childcare | $1,627 | $3,040 | +$1,413 |
| Childcare, center-basedDOL NDCP 2022 · preschool $350/wk, school-age $224/wk (2022 prices, Suffolk County, MA); × 1.2224 BLS CPI day care, 2022 to 2026-08 | $1,627 | $3,040 | +$1,413 |
| Food | $1,246 | $1,278 | +$33 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 99.7 | $1,246 | $1,278 | +$33 |
| Transportation | $347 | $344 | −$3 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 24,000 mi ÷ 25 mpg × $4.30/gal (MA weekly average) | $347 | $344 | −$3 |
| Sales tax | $34 | $31 | −$3 |
| State sales taxState revenue dept. 2026-10-13 · 6.25% on other goods; groceries exempt — local add-ons not modeled | $34 | $31 | −$3 |
| Other goods & services | $997 | $1,016 | +$19 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 99.7 | $486 | $498 | +$13 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 103.6 | $511 | $518 | +$7 |
| Left over after modeled costs | $2,285 | −$454 | −$2,739 |
Providence, RI-MA vs Boston, MA-NH at a glance
| Measure | Providence, RI-MA | Boston, MA-NH |
|---|---|---|
| Price level (BEA RPP, US = 100) | 101.8 | 108.3 |
| Housing price level | 103.9 | 148.4 |
| 1-bedroom Fair Market Rent | $1,509 | $2,518 |
| 2-bedroom Fair Market Rent | $1,879 | $3,008 |
| 3-bedroom Fair Market Rent | $2,302 | $3,584 |
| Median home value | $422,500 | $646,300 |
| Effective property-tax rate | 1.15% | 1.06% |
| Median household income | $87,040 | $115,863 |
| Center infant care / week (DOL NDCP 2022 unless noted) | $290 | $590 |
| State income tax on wages | Yes | Yes |
| Mandatory local income tax (principal city) | None in our data | None in our data |
| State sales tax | 7% | 6.25% |
| Regular gasoline | $4.34 | $4.30 |
| Average electric bill (state) | $166 | $181 |
Sources: BEA RPP 2024; HUD FMR FY2027; Census ACS 2020-2024; DOL NDCP 2022; 2026 tax law; state revenue departments; EIA (electricity 2025, natural gas 2024, gasoline week ending 2026-10-05).
Frequently asked questions
How much do I need to make in Boston, MA-NH to keep my Providence, RI-MA lifestyle?+
For a single renter earning $70,000 in Providence, RI-MA, about $90,410 in Boston, MA-NH (+29.2%). For two adults with a preschooler and a school-age child on $120,000, about $168,652. Both keep the same money left over after 2026 taxes, rent, childcare, food, fuel and other modeled costs.
Is Boston, MA-NH cheaper than Providence, RI-MA?+
On BEA’s 2024 price index, Boston, MA-NH is at 108.3 and Providence, RI-MA at 101.8 (US = 100). After taxes and household costs, a single renter on $70,000 would have −$1,104 a month in Boston, MA-NH.
How many people move from Providence, RI-MA to Boston, MA-NH?+
About 11,654 people a year (±1,193), according to the Census Bureau’s metro-to-metro migration flows (ACS 5-year 2016-2020); about 18,186 move the other way.
What isn’t included?+
Moving costs, health insurance, car payments and insurance, local sales tax add-ons and differences in wages between the two metros. Add known monthly costs in the calculator’s “Fixed costs / month” field.