Moving from Phoenix, AZ to Dallas, TX
About 4,969 people made this move in a typical year (Census Bureau metro-to-metro migration flows, ACS 5-year 2016-2020). Here is what the move does to two households’ budgets after 2026 taxes — and the salary each needs in Dallas, TX.
Single, $70k: line by line
Single adult earning $70,000, renting. Same gross pay in both places; renting at HUD Fair Market Rent (1 bedroom). Taxes take 19.0% of income in Phoenix, AZ and 17.0% in Dallas, TX.
Phoenix, AZ Dallas, TX (monthly)
| Monthly | Phoenix, AZ | Dallas, TX | Difference |
|---|---|---|---|
| Gross income | $5,833 | $5,833 | $0 |
| Taxes | $1,107 | $994 | −$113 |
| Federal income tax2026 tax law | $548 | $548 | $0 |
| Social Security + Medicare2026 tax law | $446 | $446 | $0 |
| State income tax2026 tax law · no state tax on wages | $113 | $0 | −$113 |
| Take-home pay | $4,727 | $4,840 | +$113 |
| Housing | $1,493 | $1,536 | +$43 |
| Rent, 1-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,493 | $1,536 | +$43 |
| Food | $419 | $453 | +$34 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 102.8 | $419 | $453 | +$34 |
| Transportation | $205 | $155 | −$50 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 12,000 mi ÷ 25 mpg × $3.87/gal (TX weekly average) | $205 | $155 | −$50 |
| Sales tax | $27 | $32 | +$6 |
| State sales taxState revenue dept. 2026-10-13 · 6.25% on other goods; groceries exempt — local add-ons not modeled | $27 | $32 | +$6 |
| Other goods & services | $995 | $1,013 | +$17 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 102.8 | $475 | $514 | +$39 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 99.7 | $520 | $498 | −$22 |
| Left over after modeled costs | $1,589 | $1,651 | +$62 |
Family of four, $120k: line by line
Two adults, a preschooler and a school-age child, $120,000 combined, renting. Same gross pay in both places; renting at HUD Fair Market Rent (2 bedrooms), center-based childcare in current dollars. Taxes take 14.0% of income in Phoenix, AZ and 12.3% in Dallas, TX.
Phoenix, AZ Dallas, TX (monthly)
| Monthly | Phoenix, AZ | Dallas, TX | Difference |
|---|---|---|---|
| Gross income | $10,000 | $10,000 | $0 |
| Taxes | $1,399 | $1,235 | −$164 |
| Federal income tax2026 tax law · after $4,400 Child Tax Credit | $470 | $470 | $0 |
| Social Security + Medicare2026 tax law | $765 | $765 | $0 |
| State income tax2026 tax law · no state tax on wages | $164 | $0 | −$164 |
| Take-home pay | $8,601 | $8,765 | +$164 |
| Housing | $1,734 | $1,807 | +$73 |
| Rent, 2-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,734 | $1,807 | +$73 |
| Childcare | $2,039 | $1,796 | −$244 |
| Childcare, center-basedDOL NDCP 2022 · preschool $175/wk, school-age $164/wk (2022 prices, Dallas County, TX); × 1.2224 BLS CPI day care, 2022 to 2026-08 | $2,039 | $1,796 | −$244 |
| Food | $1,219 | $1,319 | +$100 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 102.8 | $1,219 | $1,319 | +$100 |
| Transportation | $409 | $310 | −$99 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 24,000 mi ÷ 25 mpg × $3.87/gal (TX weekly average) | $409 | $310 | −$99 |
| Sales tax | $27 | $32 | +$6 |
| State sales taxState revenue dept. 2026-10-13 · 6.25% on other goods; groceries exempt — local add-ons not modeled | $27 | $32 | +$6 |
| Other goods & services | $995 | $1,013 | +$17 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 102.8 | $475 | $514 | +$39 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 99.7 | $520 | $498 | −$22 |
| Left over after modeled costs | $2,178 | $2,489 | +$310 |
Phoenix, AZ vs Dallas, TX at a glance
| Measure | Phoenix, AZ | Dallas, TX |
|---|---|---|
| Price level (BEA RPP, US = 100) | 103.3 | 103.1 |
| Housing price level | 121.2 | 117.9 |
| 1-bedroom Fair Market Rent | $1,493 | $1,536 |
| 2-bedroom Fair Market Rent | $1,734 | $1,807 |
| 3-bedroom Fair Market Rent | $2,287 | $2,275 |
| Median home value | $440,900 | $359,500 |
| Effective property-tax rate | 0.44% | 1.60% |
| Median household income | $88,301 | $90,275 |
| Center infant care / week (DOL NDCP 2022 unless noted) | $270 | $194 |
| State income tax on wages | Yes | No |
| Mandatory local income tax (principal city) | None in our data | None in our data |
| State sales tax | 5.6% | 6.25% |
| Regular gasoline | $5.12 | $3.87 |
| Average electric bill (state) | $157 | $171 |
Sources: BEA RPP 2024; HUD FMR FY2027; Census ACS 2020-2024; DOL NDCP 2022; 2026 tax law; state revenue departments; EIA (electricity 2025, natural gas 2024, gasoline week ending 2026-10-05).
Frequently asked questions
How much do I need to make in Dallas, TX to keep my Phoenix, AZ lifestyle?+
For a single renter earning $70,000 in Phoenix, AZ, about $68,936 in Dallas, TX (−1.5%). For two adults with a preschooler and a school-age child on $120,000, about $115,364. Both keep the same money left over after 2026 taxes, rent, childcare, food, fuel and other modeled costs.
Is Dallas, TX cheaper than Phoenix, AZ?+
On BEA’s 2024 price index, Dallas, TX is at 103.1 and Phoenix, AZ at 103.3 (US = 100). After taxes and household costs, a single renter on $70,000 would have +$62 a month in Dallas, TX.
How many people move from Phoenix, AZ to Dallas, TX?+
About 4,969 people a year (±1,636), according to the Census Bureau’s metro-to-metro migration flows (ACS 5-year 2016-2020).
What isn’t included?+
Moving costs, health insurance, car payments and insurance, local sales tax add-ons and differences in wages between the two metros. Add known monthly costs in the calculator’s “Fixed costs / month” field.