Moving from Milwaukee, WI to Madison, WI
About 4,456 people made this move in a typical year (Census Bureau metro-to-metro migration flows, ACS 5-year 2016-2020). Here is what the move does to two households’ budgets after 2026 taxes — and the salary each needs in Madison, WI.
Single, $70k: line by line
Single adult earning $70,000, renting. Same gross pay in both places; renting at HUD Fair Market Rent (1 bedroom). Taxes take 20.8% of income in Milwaukee, WI and 20.8% in Madison, WI.
Milwaukee, WI Madison, WI (monthly)
| Monthly | Milwaukee, WI | Madison, WI | Difference |
|---|---|---|---|
| Gross income | $5,833 | $5,833 | $0 |
| Taxes | $1,214 | $1,214 | $0 |
| Federal income tax2026 tax law | $548 | $548 | $0 |
| Social Security + Medicare2026 tax law | $446 | $446 | $0 |
| State income tax2026 tax law | $221 | $221 | $0 |
| Take-home pay | $4,619 | $4,619 | $0 |
| Housing | $1,060 | $1,375 | +$315 |
| Rent, 1-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,060 | $1,375 | +$315 |
| Food | $413 | $413 | $0 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 93.8 | $413 | $413 | $0 |
| Transportation | $164 | $164 | $0 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 12,000 mi ÷ 25 mpg × $4.11/gal (Midwest (PADD)) | $164 | $164 | $0 |
| Sales tax | $23 | $23 | $0 |
| State sales taxState revenue dept. 2026-10-13 · 5% on other goods; groceries exempt — local add-ons not modeled | $23 | $23 | $0 |
| Other goods & services | $966 | $966 | $0 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 93.8 | $469 | $469 | $0 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 99.4 | $497 | $497 | $0 |
| Left over after modeled costs | $1,992 | $1,677 | −$315 |
Family of four, $120k: line by line
Two adults, a preschooler and a school-age child, $120,000 combined, renting. Same gross pay in both places; renting at HUD Fair Market Rent (2 bedrooms), center-based childcare in current dollars. Taxes take 16.5% of income in Milwaukee, WI and 16.5% in Madison, WI.
Milwaukee, WI Madison, WI (monthly)
| Monthly | Milwaukee, WI | Madison, WI | Difference |
|---|---|---|---|
| Gross income | $10,000 | $10,000 | $0 |
| Taxes | $1,651 | $1,651 | $0 |
| Federal income tax2026 tax law · after $4,400 Child Tax Credit | $470 | $470 | $0 |
| Social Security + Medicare2026 tax law | $765 | $765 | $0 |
| State income tax2026 tax law | $416 | $416 | $0 |
| Take-home pay | $8,349 | $8,349 | $0 |
| Housing | $1,263 | $1,565 | +$302 |
| Rent, 2-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,263 | $1,565 | +$302 |
| Childcare | $2,457 | $2,457 | $0 |
| Childcare, center-basedDOL NDCP 2022 · preschool $259/wk, school-age $205/wk (2022 prices, Dane County, WI); × 1.2224 BLS CPI day care, 2022 to 2026-08 | $2,457 | $2,457 | $0 |
| Food | $1,203 | $1,203 | $0 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 93.8 | $1,203 | $1,203 | $0 |
| Transportation | $329 | $329 | $0 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 24,000 mi ÷ 25 mpg × $4.11/gal (Midwest (PADD)) | $329 | $329 | $0 |
| Sales tax | $23 | $23 | $0 |
| State sales taxState revenue dept. 2026-10-13 · 5% on other goods; groceries exempt — local add-ons not modeled | $23 | $23 | $0 |
| Other goods & services | $966 | $966 | $0 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 93.8 | $469 | $469 | $0 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 99.4 | $497 | $497 | $0 |
| Left over after modeled costs | $2,109 | $1,807 | −$302 |
Milwaukee, WI vs Madison, WI at a glance
| Measure | Milwaukee, WI | Madison, WI |
|---|---|---|
| Price level (BEA RPP, US = 100) | 96.9 | 97.3 |
| Housing price level | 97.1 | 99.7 |
| 1-bedroom Fair Market Rent | $1,060 | $1,375 |
| 2-bedroom Fair Market Rent | $1,263 | $1,565 |
| 3-bedroom Fair Market Rent | $1,553 | $2,047 |
| Median home value | $306,400 | $372,400 |
| Effective property-tax rate | 1.44% | 1.59% |
| Median household income | $78,218 | $88,804 |
| Center infant care / week (DOL NDCP 2022 unless noted) | $293 | $293 |
| State income tax on wages | Yes | Yes |
| Mandatory local income tax (principal city) | None in our data | None in our data |
| State sales tax | 5% | 5% |
| Regular gasoline | $4.11 | $4.11 |
| Average electric bill (state) | $121 | $121 |
Sources: BEA RPP 2024; HUD FMR FY2027; Census ACS 2020-2024; DOL NDCP 2022; 2026 tax law; state revenue departments; EIA (electricity 2025, natural gas 2024, gasoline week ending 2026-10-05).
Frequently asked questions
How much do I need to make in Madison, WI to keep my Milwaukee, WI lifestyle?+
For a single renter earning $70,000 in Milwaukee, WI, about $75,869 in Madison, WI (+8.4%). For two adults with a preschooler and a school-age child on $120,000, about $124,898. Both keep the same money left over after 2026 taxes, rent, childcare, food, fuel and other modeled costs.
Is Madison, WI cheaper than Milwaukee, WI?+
On BEA’s 2024 price index, Madison, WI is at 97.3 and Milwaukee, WI at 96.9 (US = 100). After taxes and household costs, a single renter on $70,000 would have −$315 a month in Madison, WI.
How many people move from Milwaukee, WI to Madison, WI?+
About 4,456 people a year (±624), according to the Census Bureau’s metro-to-metro migration flows (ACS 5-year 2016-2020).
What isn’t included?+
Moving costs, health insurance, car payments and insurance, local sales tax add-ons and differences in wages between the two metros. Add known monthly costs in the calculator’s “Fixed costs / month” field.