Moving from Grand Rapids, MI to Muskegon, MI
About 3,549 people made this move in a typical year (Census Bureau metro-to-metro migration flows, ACS 5-year 2016-2020). Here is what the move does to two households’ budgets after 2026 taxes — and the salary each needs in Muskegon, MI.
Single, $70k: line by line
Single adult earning $70,000, renting. Same gross pay in both places; renting at HUD Fair Market Rent (1 bedroom). Taxes take 20.9% of income in Grand Rapids, MI and 20.9% in Muskegon, MI.
Grand Rapids, MI Muskegon, MI (monthly)
| Monthly | Grand Rapids, MI | Muskegon, MI | Difference |
|---|---|---|---|
| Gross income | $5,833 | $5,833 | $0 |
| Taxes | $1,221 | $1,221 | $0 |
| Federal income tax2026 tax law | $548 | $548 | $0 |
| Social Security + Medicare2026 tax law | $446 | $446 | $0 |
| State income tax2026 tax law | $227 | $227 | $0 |
| Take-home pay | $4,613 | $4,613 | $0 |
| Housing | $1,365 | $982 | −$383 |
| Rent, 1-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,365 | $982 | −$383 |
| Food | $413 | $413 | $0 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 93.7 | $413 | $413 | $0 |
| Transportation | $164 | $164 | $0 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 12,000 mi ÷ 25 mpg × $4.11/gal (Midwest (PADD)) | $164 | $164 | $0 |
| Sales tax | $28 | $28 | $0 |
| State sales taxState revenue dept. 2026-10-13 · 6% on other goods; groceries exempt — local add-ons not modeled | $28 | $28 | $0 |
| Other goods & services | $966 | $966 | $0 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 93.7 | $469 | $469 | $0 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 99.6 | $498 | $498 | $0 |
| Left over after modeled costs | $1,676 | $2,059 | +$383 |
Family of four, $120k: line by line
Two adults, a preschooler and a school-age child, $120,000 combined, renting. Same gross pay in both places; renting at HUD Fair Market Rent (2 bedrooms), center-based childcare in current dollars. Taxes take 15.8% of income in Grand Rapids, MI and 15.8% in Muskegon, MI.
Grand Rapids, MI Muskegon, MI (monthly)
| Monthly | Grand Rapids, MI | Muskegon, MI | Difference |
|---|---|---|---|
| Gross income | $10,000 | $10,000 | $0 |
| Taxes | $1,576 | $1,576 | $0 |
| Federal income tax2026 tax law · after $4,400 Child Tax Credit | $470 | $470 | $0 |
| Social Security + Medicare2026 tax law | $765 | $765 | $0 |
| State income tax2026 tax law | $341 | $341 | $0 |
| Take-home pay | $8,424 | $8,424 | $0 |
| Housing | $1,630 | $1,285 | −$345 |
| Rent, 2-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,630 | $1,285 | −$345 |
| Childcare | $1,349 | $1,394 | +$45 |
| Childcare, center-basedDOL NDCP 2022 · preschool $126/wk, school-age $137/wk (2022 prices, Muskegon County, MI); × 1.2224 BLS CPI day care, 2022 to 2026-08 | $1,349 | $1,394 | +$45 |
| Food | $1,202 | $1,202 | $0 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 93.7 | $1,202 | $1,202 | $0 |
| Transportation | $329 | $329 | $0 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 24,000 mi ÷ 25 mpg × $4.11/gal (Midwest (PADD)) | $329 | $329 | $0 |
| Sales tax | $28 | $28 | $0 |
| State sales taxState revenue dept. 2026-10-13 · 6% on other goods; groceries exempt — local add-ons not modeled | $28 | $28 | $0 |
| Other goods & services | $966 | $966 | $0 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 93.7 | $469 | $469 | $0 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 99.6 | $498 | $498 | $0 |
| Left over after modeled costs | $2,920 | $3,220 | +$300 |
Grand Rapids, MI vs Muskegon, MI at a glance
| Measure | Grand Rapids, MI | Muskegon, MI |
|---|---|---|
| Price level (BEA RPP, US = 100) | 95.5 | 92.5 |
| Housing price level | 86.6 | 74.2 |
| 1-bedroom Fair Market Rent | $1,365 | $982 |
| 2-bedroom Fair Market Rent | $1,630 | $1,285 |
| 3-bedroom Fair Market Rent | $2,113 | $1,534 |
| Median home value | $285,300 | $198,300 |
| Effective property-tax rate | 1.07% | 1.18% |
| Median household income | $82,874 | $65,024 |
| Center infant care / week (DOL NDCP 2022 unless noted) | $173 | $121 |
| State income tax on wages | Yes | Yes |
| Mandatory local income tax (principal city) | None in our data | None in our data |
| State sales tax | 6% | 6% |
| Regular gasoline | $4.11 | $4.11 |
| Average electric bill (state) | $127 | $127 |
Sources: BEA RPP 2024; HUD FMR FY2027; Census ACS 2020-2024; DOL NDCP 2022; 2026 tax law; state revenue departments; EIA (electricity 2025, natural gas 2024, gasoline week ending 2026-10-05).
Frequently asked questions
How much do I need to make in Muskegon, MI to keep my Grand Rapids, MI lifestyle?+
For a single renter earning $70,000 in Grand Rapids, MI, about $63,501 in Muskegon, MI (−9.3%). For two adults with a preschooler and a school-age child on $120,000, about $115,271. Both keep the same money left over after 2026 taxes, rent, childcare, food, fuel and other modeled costs.
Is Muskegon, MI cheaper than Grand Rapids, MI?+
On BEA’s 2024 price index, Muskegon, MI is at 92.5 and Grand Rapids, MI at 95.5 (US = 100). After taxes and household costs, a single renter on $70,000 would have +$383 a month in Muskegon, MI.
How many people move from Grand Rapids, MI to Muskegon, MI?+
About 3,549 people a year (±665), according to the Census Bureau’s metro-to-metro migration flows (ACS 5-year 2016-2020).
What isn’t included?+
Moving costs, health insurance, car payments and insurance, local sales tax add-ons and differences in wages between the two metros. Add known monthly costs in the calculator’s “Fixed costs / month” field.