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Relocation comparison · 46 miles apart (straight line, city to city)

Moving from Denver, CO to Greeley, CO

About 7,785 people made this move in a typical year (Census Bureau metro-to-metro migration flows, ACS 5-year 2016-2020), and 3,334 go the other way. Here is what the move does to two households’ budgets after 2026 taxes — and the salary each needs in Greeley, CO.

Data:Income tax: 2026 law · HUD Fair Market Rents FY2027 · BEA Regional Price Parities 2024 · DOL childcare prices 2022 · USDA food plans August 2026 · EIA energy prices electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · State sales tax 2026-10-13 · Census migration flows ACS 5-year 2016-2020 · sources & methods
Single adult earning $70,000, renting
Salary needed in Greeley, CO
$60,404
−$9,596 (−13.7%) vs $70,000 in Denver, CO
Left over in Denver, CO$1,157/mo
Left over in Greeley, CO, same pay$1,732/mo
Change the inputs →
Two adults, a preschooler and a school-age child, $120,000 combined, renting
Salary needed in Greeley, CO
$102,229
−$17,771 (−14.8%) vs $120,000 in Denver, CO
Left over in Denver, CO$979/mo
Left over in Greeley, CO, same pay$2,098/mo
Change the inputs →

Single, $70k: line by line

Single adult earning $70,000, renting. Same gross pay in both places; renting at HUD Fair Market Rent (1 bedroom). Taxes take 21.0% of income in Denver, CO and 20.9% in Greeley, CO.

Taxes
$1,223
$1,217
Housing
$1,831
$1,307
Food
$445
$423
Transportation
$161
$161
Sales tax
$15
$14
Other goods & services
$1,002
$979

Denver, CO   Greeley, CO (monthly)

MonthlyDenver, COGreeley, CODifference
Gross income$5,833$5,833$0
Taxes$1,223$1,217−$6
Federal income tax2026 tax law$548$548$0
Social Security + Medicare2026 tax law$446$446$0
State income tax2026 tax law$198$198$0
Family and Medical Leave Insurance (FAMLI) – employee share2026 tax law$26$26$0
Local income tax2026 tax law · Mandatory local income tax for residents of Denver.$6$0−$6
Take-home pay$4,611$4,616+$6
Housing$1,831$1,307−$524
Rent, 1-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities$1,831$1,307−$524
Food$445$423−$22
Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 96.1$445$423−$22
Transportation$161$161$0
GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 12,000 mi ÷ 25 mpg × $4.02/gal (CO weekly average)$161$161$0
Sales tax$15$14−$1
State sales taxState revenue dept. 2026-10-13 · 2.9% on other goods; groceries exempt — local add-ons not modeled$15$14−$1
Other goods & services$1,002$979−$23
Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 96.1$505$480−$25
Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 99.8$497$499+$2
Left over after modeled costs$1,157$1,732+$575

Family of four, $120k: line by line

Two adults, a preschooler and a school-age child, $120,000 combined, renting. Same gross pay in both places; renting at HUD Fair Market Rent (2 bedrooms), center-based childcare in current dollars. Taxes take 16.1% of income in Denver, CO and 16.0% in Greeley, CO.

Taxes
$1,612
$1,601
Housing
$2,169
$1,647
Childcare
$2,606
$2,108
Food
$1,295
$1,232
Transportation
$322
$322
Sales tax
$15
$14
Other goods & services
$1,002
$979

Denver, CO   Greeley, CO (monthly)

MonthlyDenver, COGreeley, CODifference
Gross income$10,000$10,000$0
Taxes$1,612$1,601−$12
Federal income tax2026 tax law · after $4,400 Child Tax Credit$470$470$0
Social Security + Medicare2026 tax law$765$765$0
State income tax2026 tax law$322$322$0
Family and Medical Leave Insurance (FAMLI) – employee share2026 tax law$44$44$0
Local income tax2026 tax law · Mandatory local income tax for residents of Denver.$12$0−$12
Take-home pay$8,388$8,399+$12
Housing$2,169$1,647−$522
Rent, 2-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities$2,169$1,647−$522
Childcare$2,606$2,108−$499
Childcare, center-basedDOL NDCP 2022 · preschool $252/wk, school-age $146/wk (2022 prices, Weld County, CO); × 1.2224 BLS CPI day care, 2022 to 2026-08$2,606$2,108−$499
Food$1,295$1,232−$63
Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 96.1$1,295$1,232−$63
Transportation$322$322$0
GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 24,000 mi ÷ 25 mpg × $4.02/gal (CO weekly average)$322$322$0
Sales tax$15$14−$1
State sales taxState revenue dept. 2026-10-13 · 2.9% on other goods; groceries exempt — local add-ons not modeled$15$14−$1
Other goods & services$1,002$979−$23
Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 96.1$505$480−$25
Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 99.8$497$499+$2
Left over after modeled costs$979$2,098+$1,118

Denver, CO vs Greeley, CO at a glance

MeasureDenver, COGreeley, CO
Price level (BEA RPP, US = 100)105.8100.2
Housing price level146.9112.6
1-bedroom Fair Market Rent$1,831$1,307
2-bedroom Fair Market Rent$2,169$1,647
3-bedroom Fair Market Rent$2,846$2,281
Median home value$603,800$471,700
Effective property-tax rate0.51%0.52%
Median household income$105,762$97,097
Center infant care / week (DOL NDCP 2022 unless noted)$430$341
State income tax on wagesYesYes
Mandatory local income tax (principal city)DenverNone in our data
State sales tax2.9%2.9%
Regular gasoline$4.02$4.02
Average electric bill (state)$103$103

Sources: BEA RPP 2024; HUD FMR FY2027; Census ACS 2020-2024; DOL NDCP 2022; 2026 tax law; state revenue departments; EIA (electricity 2025, natural gas 2024, gasoline week ending 2026-10-05).

Frequently asked questions

How much do I need to make in Greeley, CO to keep my Denver, CO lifestyle?+

For a single renter earning $70,000 in Denver, CO, about $60,404 in Greeley, CO (−13.7%). For two adults with a preschooler and a school-age child on $120,000, about $102,229. Both keep the same money left over after 2026 taxes, rent, childcare, food, fuel and other modeled costs.

Is Greeley, CO cheaper than Denver, CO?+

On BEA’s 2024 price index, Greeley, CO is at 100.2 and Denver, CO at 105.8 (US = 100). After taxes and household costs, a single renter on $70,000 would have +$575 a month in Greeley, CO.

How many people move from Denver, CO to Greeley, CO?+

About 7,785 people a year (±986), according to the Census Bureau’s metro-to-metro migration flows (ACS 5-year 2016-2020); about 3,334 move the other way.

What isn’t included?+

Moving costs, health insurance, car payments and insurance, local sales tax add-ons and differences in wages between the two metros. Add known monthly costs in the calculator’s “Fixed costs / month” field.