Moving from Crestview, FL to Pensacola, FL
About 3,603 people made this move in a typical year (Census Bureau metro-to-metro migration flows, ACS 5-year 2016-2020). Here is what the move does to two households’ budgets after 2026 taxes — and the salary each needs in Pensacola, FL.
Single, $70k: line by line
Single adult earning $70,000, renting. Same gross pay in both places; renting at HUD Fair Market Rent (1 bedroom). Taxes take 17.0% of income in Crestview, FL and 17.0% in Pensacola, FL.
Crestview, FL Pensacola, FL (monthly)
| Monthly | Crestview, FL | Pensacola, FL | Difference |
|---|---|---|---|
| Gross income | $5,833 | $5,833 | $0 |
| Taxes | $994 | $994 | $0 |
| Federal income tax2026 tax law | $548 | $548 | $0 |
| Social Security + Medicare2026 tax law | $446 | $446 | $0 |
| State income tax2026 tax law · no state tax on wages | $0 | $0 | $0 |
| Take-home pay | $4,840 | $4,840 | $0 |
| Housing | $1,706 | $1,359 | −$347 |
| Rent, 1-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,706 | $1,359 | −$347 |
| Food | $424 | $424 | $0 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 96.2 | $424 | $424 | $0 |
| Transportation | $159 | $159 | $0 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 12,000 mi ÷ 25 mpg × $3.97/gal (FL weekly average) | $159 | $159 | $0 |
| Sales tax | $29 | $29 | $0 |
| State sales taxState revenue dept. 2026-10-13 · 6% on other goods; groceries exempt — local add-ons not modeled | $29 | $29 | $0 |
| Other goods & services | $976 | $976 | $0 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 96.2 | $481 | $481 | $0 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 98.9 | $494 | $494 | $0 |
| Left over after modeled costs | $1,546 | $1,893 | +$347 |
Family of four, $120k: line by line
Two adults, a preschooler and a school-age child, $120,000 combined, renting. Same gross pay in both places; renting at HUD Fair Market Rent (2 bedrooms), center-based childcare in current dollars. Taxes take 12.3% of income in Crestview, FL and 12.3% in Pensacola, FL.
Crestview, FL Pensacola, FL (monthly)
| Monthly | Crestview, FL | Pensacola, FL | Difference |
|---|---|---|---|
| Gross income | $10,000 | $10,000 | $0 |
| Taxes | $1,235 | $1,235 | $0 |
| Federal income tax2026 tax law · after $4,400 Child Tax Credit | $470 | $470 | $0 |
| Social Security + Medicare2026 tax law | $765 | $765 | $0 |
| State income tax2026 tax law · no state tax on wages | $0 | $0 | $0 |
| Take-home pay | $8,765 | $8,765 | $0 |
| Housing | $1,908 | $1,548 | −$360 |
| Rent, 2-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,908 | $1,548 | −$360 |
| Childcare | $1,589 | $1,404 | −$185 |
| Childcare, center-basedDOL NDCP 2022 · preschool $145/wk, school-age $120/wk (2022 prices, Escambia County, FL); × 1.2224 BLS CPI day care, 2022 to 2026-08 | $1,589 | $1,404 | −$185 |
| Food | $1,234 | $1,234 | $0 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 96.2 | $1,234 | $1,234 | $0 |
| Transportation | $318 | $318 | $0 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 24,000 mi ÷ 25 mpg × $3.97/gal (FL weekly average) | $318 | $318 | $0 |
| Sales tax | $29 | $29 | $0 |
| State sales taxState revenue dept. 2026-10-13 · 6% on other goods; groceries exempt — local add-ons not modeled | $29 | $29 | $0 |
| Other goods & services | $976 | $976 | $0 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 96.2 | $481 | $481 | $0 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 98.9 | $494 | $494 | $0 |
| Left over after modeled costs | $2,712 | $3,257 | +$545 |
Crestview, FL vs Pensacola, FL at a glance
| Measure | Crestview, FL | Pensacola, FL |
|---|---|---|
| Price level (BEA RPP, US = 100) | 97.0 | 97.7 |
| Housing price level | 94.9 | 98.8 |
| 1-bedroom Fair Market Rent | $1,706 | $1,359 |
| 2-bedroom Fair Market Rent | $1,908 | $1,548 |
| 3-bedroom Fair Market Rent | $2,616 | $2,034 |
| Median home value | $364,100 | $286,000 |
| Effective property-tax rate | 0.55% | 0.59% |
| Median household income | $81,993 | $75,967 |
| Center infant care / week (DOL NDCP 2022 unless noted) | $225 | $185 |
| State income tax on wages | No | No |
| Mandatory local income tax (principal city) | None in our data | None in our data |
| State sales tax | 6% | 6% |
| Regular gasoline | $3.97 | $3.97 |
| Average electric bill (state) | $168 | $168 |
Sources: BEA RPP 2024; HUD FMR FY2027; Census ACS 2020-2024; DOL NDCP 2022; 2026 tax law; state revenue departments; EIA (electricity 2025, natural gas 2024, gasoline week ending 2026-10-05).
Frequently asked questions
How much do I need to make in Pensacola, FL to keep my Crestview, FL lifestyle?+
For a single renter earning $70,000 in Crestview, FL, about $64,382 in Pensacola, FL (−8.0%). For two adults with a preschooler and a school-age child on $120,000, about $111,855. Both keep the same money left over after 2026 taxes, rent, childcare, food, fuel and other modeled costs.
Is Pensacola, FL cheaper than Crestview, FL?+
On BEA’s 2024 price index, Pensacola, FL is at 97.7 and Crestview, FL at 97.0 (US = 100). After taxes and household costs, a single renter on $70,000 would have +$347 a month in Pensacola, FL.
How many people move from Crestview, FL to Pensacola, FL?+
About 3,603 people a year (±1,562), according to the Census Bureau’s metro-to-metro migration flows (ACS 5-year 2016-2020).
What isn’t included?+
Moving costs, health insurance, car payments and insurance, local sales tax add-ons and differences in wages between the two metros. Add known monthly costs in the calculator’s “Fixed costs / month” field.