Moving from Cleveland, OH to Cincinnati, OH-KY-IN
About 3,205 people made this move in a typical year (Census Bureau metro-to-metro migration flows, ACS 5-year 2016-2020). Here is what the move does to two households’ budgets after 2026 taxes — and the salary each needs in Cincinnati, OH-KY-IN.
Single, $70k: line by line
Single adult earning $70,000, renting. Same gross pay in both places; renting at HUD Fair Market Rent (1 bedroom). Taxes take 21.7% of income in Cleveland, OH and 21.0% in Cincinnati, OH-KY-IN.
Cleveland, OH Cincinnati, OH-KY-IN (monthly)
| Monthly | Cleveland, OH | Cincinnati, OH-KY-IN | Difference |
|---|---|---|---|
| Gross income | $5,833 | $5,833 | $0 |
| Taxes | $1,263 | $1,222 | −$41 |
| Federal income tax2026 tax law | $548 | $548 | $0 |
| Social Security + Medicare2026 tax law | $446 | $446 | $0 |
| State income tax2026 tax law | $123 | $123 | $0 |
| Local income tax2026 tax law · Mandatory local income tax for residents of Cincinnati. | $146 | $105 | −$41 |
| Take-home pay | $4,570 | $4,611 | +$41 |
| Housing | $1,050 | $1,128 | +$78 |
| Rent, 1-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,050 | $1,128 | +$78 |
| Food | $412 | $413 | +$1 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 93.8 | $412 | $413 | +$1 |
| Transportation | $153 | $153 | $0 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 12,000 mi ÷ 25 mpg × $3.83/gal (OH weekly average) | $153 | $153 | $0 |
| Sales tax | $27 | $27 | $0 |
| State sales taxState revenue dept. 2026-10-13 · 5.75% on other goods; groceries exempt — local add-ons not modeled | $27 | $27 | $0 |
| Other goods & services | $963 | $964 | +$1 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 93.8 | $468 | $469 | +$1 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 99.0 | $495 | $495 | +$1 |
| Left over after modeled costs | $1,965 | $1,926 | −$39 |
Family of four, $120k: line by line
Two adults, a preschooler and a school-age child, $120,000 combined, renting. Same gross pay in both places; renting at HUD Fair Market Rent (2 bedrooms), center-based childcare in current dollars. Taxes take 17.1% of income in Cleveland, OH and 16.4% in Cincinnati, OH-KY-IN.
Cleveland, OH Cincinnati, OH-KY-IN (monthly)
| Monthly | Cleveland, OH | Cincinnati, OH-KY-IN | Difference |
|---|---|---|---|
| Gross income | $10,000 | $10,000 | $0 |
| Taxes | $1,711 | $1,641 | −$70 |
| Federal income tax2026 tax law · after $4,400 Child Tax Credit | $470 | $470 | $0 |
| Social Security + Medicare2026 tax law | $765 | $765 | $0 |
| State income tax2026 tax law | $226 | $226 | $0 |
| Local income tax2026 tax law · Mandatory local income tax for residents of Cincinnati. | $250 | $180 | −$70 |
| Take-home pay | $8,289 | $8,359 | +$70 |
| Housing | $1,274 | $1,442 | +$168 |
| Rent, 2-bedroomHUD FMR FY2027 · 40th-percentile gross rent, includes tenant-paid utilities | $1,274 | $1,442 | +$168 |
| Childcare | $2,023 | $2,023 | $0 |
| Childcare, center-basedDOL NDCP 2022 · preschool $232/wk, school-age $150/wk (2022 prices, Hamilton County, OH); × 1.2224 BLS CPI day care, 2022 to 2026-08 | $2,023 | $2,023 | $0 |
| Food | $1,201 | $1,202 | +$2 |
| Food at home (USDA Moderate-Cost plan)USDA food plans August 2026 · US cost × RPP goods 93.8 | $1,201 | $1,202 | +$2 |
| Transportation | $306 | $306 | $0 |
| GasolineEIA electricity 2025, natural gas 2024, gasoline week ending 2026-10-05 · 24,000 mi ÷ 25 mpg × $3.83/gal (OH weekly average) | $306 | $306 | $0 |
| Sales tax | $27 | $27 | $0 |
| State sales taxState revenue dept. 2026-10-13 · 5.75% on other goods; groceries exempt — local add-ons not modeled | $27 | $27 | $0 |
| Other goods & services | $963 | $964 | +$1 |
| Other goods (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP goods 93.8 | $468 | $469 | +$1 |
| Other services (estimate)Estimate (BEA RPP 2024) · your US-average baseline × RPP other services 99.0 | $495 | $495 | +$1 |
| Left over after modeled costs | $2,495 | $2,394 | −$101 |
Cleveland, OH vs Cincinnati, OH-KY-IN at a glance
| Measure | Cleveland, OH | Cincinnati, OH-KY-IN |
|---|---|---|
| Price level (BEA RPP, US = 100) | 93.9 | 95.4 |
| Housing price level | 79.4 | 87.6 |
| 1-bedroom Fair Market Rent | $1,050 | $1,128 |
| 2-bedroom Fair Market Rent | $1,274 | $1,442 |
| 3-bedroom Fair Market Rent | $1,628 | $1,897 |
| Median home value | $215,400 | $258,600 |
| Effective property-tax rate | 1.67% | 1.18% |
| Median household income | $70,678 | $81,120 |
| Center infant care / week (DOL NDCP 2022 unless noted) | $295 | $295 |
| State income tax on wages | Yes | Yes |
| Mandatory local income tax (principal city) | Cleveland | Cincinnati |
| State sales tax | 5.75% | 5.75% |
| Regular gasoline | $3.83 | $3.83 |
| Average electric bill (state) | $148 | $148 |
Sources: BEA RPP 2024; HUD FMR FY2027; Census ACS 2020-2024; DOL NDCP 2022; 2026 tax law; state revenue departments; EIA (electricity 2025, natural gas 2024, gasoline week ending 2026-10-05).
Frequently asked questions
How much do I need to make in Cincinnati, OH-KY-IN to keep my Cleveland, OH lifestyle?+
For a single renter earning $70,000 in Cleveland, OH, about $70,709 in Cincinnati, OH-KY-IN (+1.0%). For two adults with a preschooler and a school-age child on $120,000, about $121,595. Both keep the same money left over after 2026 taxes, rent, childcare, food, fuel and other modeled costs.
Is Cincinnati, OH-KY-IN cheaper than Cleveland, OH?+
On BEA’s 2024 price index, Cincinnati, OH-KY-IN is at 95.4 and Cleveland, OH at 93.9 (US = 100). After taxes and household costs, a single renter on $70,000 would have −$39 a month in Cincinnati, OH-KY-IN.
How many people move from Cleveland, OH to Cincinnati, OH-KY-IN?+
About 3,205 people a year (±666), according to the Census Bureau’s metro-to-metro migration flows (ACS 5-year 2016-2020).
What isn’t included?+
Moving costs, health insurance, car payments and insurance, local sales tax add-ons and differences in wages between the two metros. Add known monthly costs in the calculator’s “Fixed costs / month” field.